Best Credit Cards of June 2025

Improve Your Approval Chances: If you’ve never had a credit card, keeping at least $250 in a Chase checking or savings account before you apply can help you get approved for the Chase Freedom Rise℠ card.

Welcome Offer

• $25 for Enrolling in Autopay: Get a $25 statement credit when you enroll in automatic payments within the first three months of account opening.

Rewards

• Earn 1.5% unlimited cashback on all purchases.

Partner Benefits

• DoorDash DashPass Membership: Enjoy 6 months of complimentary DashPass for DoorDash and Caviar, with $0 delivery fees and reduced service fees on eligible orders. Activate by December 31, 2027; enrollment auto-renews at the standard rate.
• Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
• 2% Cashback on Lyft: Earn 2% cashback on Lyft rides through September 30, 2027.

Redemption Options

• Redeem rewards for cash, travel, gift cards, purchases at Amazon.com, and more.

Fees and APR

• Annual Fee: $0.
• Regular APR: 25.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Travel Benefits

• Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

• Turn Good Habits Into an Upgrade: If you use your Freedom Rise® card responsibly, you’ll be automatically checked each year for an upgrade to the Chase Freedom Unlimited® card. Just keep your account open, make at least one purchase, and pay all your bills on time for 12 months.
• Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
• Credit Limit Increase: After 6 months, Chase will see if you qualify for a higher spending limit on your Freedom Rise® card. Your credit limit is the most you’re allowed to spend on the card.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Lock or Unlock Your Card: Use the Chase Mobile® app or Chase.com to quickly lock your card and stop new purchases if it’s lost or stolen. You won’t be responsible for unauthorized charges, and your automatic payments will still go through.
• Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Approved applicants receive a free year of DashPass membership ($96 value), which will be auto-renewed at the current rate. DashPass members enjoy $0 delivery fees, reduced service fees, and exclusive benefits on every eligible order. Cancel anytime.

Rewards (if applicable)

• 4% Cashback on DoorDash and Caviar orders.
• 3% Cashback on Dining.
• 2% Cashback on Grocery Stores.
• 1% Cashback on All Other Purchases.

Partner Benefits

• DashPass Anniversary Bonus: Receive a complimentary DashPass membership every year with $10,000 in annual card spend.
• 10% Off Monthly Order: Get 10% off one convenience, grocery, alcohol, retail, or DashMart order each month. Offer valid through 12/31/2025.
• Lyft Credits: Receive a $5 Lyft credit after paying for 3 Lyft rides in a calendar month with your card. Offer valid through September 30, 2025.
• Priceless®: Immerse yourself in virtual and in-person experiences with Mastercard Priceless Experiences®.

Redemption Options

Redeem rewards for DoorDash and Caviar orders, cash, and gift cards.

Fees and APR

• Annual Fee: $0.
• Regular APR: 19.24% - 27.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• World Elite Concierge: Complimentary 24/7 concierge service to help with dining reservations, finding hard-to-get items, travel planning, and more.
• Chase Offers: Activate personalized deals from popular merchants and earn automatic cash back when you use your eligible Chase card.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• 24/7 Customer Service.
• Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn a $50 Amazon gift card instantly upon approval.

Rewards

• 3% Cashback:
  • Amazon.com
  • Amazon Fresh
  • Whole Foods Market
  • Audible
  • Chase Travel purchases
• 2% Cashback:
  • Restaurants
  • Gas stations
  • Local transit and commuting
• 1% Cashback on all other purchases.

Redemption Options

• Redeem points for cashback, gift cards, travel, or purchases at Amazon.com.
• Daily Rewards Redemption: Use your points as soon as the next day, no waiting required.

Fees and APR

• Annual Fee: $0.
• Regular APR: 19.49% - 28.24% Variable APR.
• Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Roadside Assistance: In the event of a roadside emergency, call for dispatch service anytime. Any applicable service fees will be charged to your card at the time of assistance.
• Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
• Travel Accident Insurance: Receive up to $500,000 in coverage for accidental death or dismemberment when you pay for air, bus, train, or cruise travel with your card.
• Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
• Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Chase Offers: Activate personalized deals from popular merchants and earn automatic cash back when you use your eligible Chase card.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Interest-Free Monthly Payments: Pay over time with equal monthly payments on purchases of $50 or more at Amazon.com or eligible Amazon Pay retailers. No interest, just split payments at checkout. (Note: These purchases do not earn % back rewards.)
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• 24/7 Customer Service.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
• Embedded Chip Technology: Provides enhanced security and greater acceptance at chip-enabled terminals in the U.S. and internationally.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn 20,000 bonus points after spending $1,000 in the first three months.

Rewards

• 5x Points on Prepaid Travel: Earn 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center with your card.
• 4x Points on Travel.
• 4x Points at Gas Stations and EV Charging Stations: Earn 4x points on the first $1,000 in combined purchases each quarter at gas stations and EV charging stations.
• 2x Points on Dining.
• 2x Points on Select Streaming Services.
• 2x Points on Grocery Stores.
• 1x Points on All Other Purchases.

Lounge Access

• Priority Pass™ Select Membership: Enjoy complimentary membership with 4 free visits per year to 1,700+ airport lounges and experiences worldwide.
• SmartDelay Airport Lounge Access: If your flight is delayed by more than two hours, enjoy complimentary access to 1,500+ airport lounges across 500 airports in 100+ countries.

Redemption Options

• Flexible Redemption Options: Redeem points for travel, gift cards, merchandise, statement credits, or deposits to an eligible U.S. Bank account. You can also donate to charity with a 100% match. Maximum point value applies to travel and U.S. Bank account deposit redemptions.
• Real-Time Rewards: Instantly redeem your rewards at the point of purchase, turning everyday spending into immediate savings.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for Intro APR on balance transfer, you must make balance transfer within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 18.24% - 28.24% applies to purchases and balance transfers.
• Balance Transfer Fees: $5 or 3% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Exclusive Offers

• Shopping Deals: Earn extra cashback when you shop online at 1,100+ stores through the Rewards Center using your U.S. Bank Cash+® Visa Signature credit card.
• Visa Infinite® Golf Benefit by Troon®: Play at 20+ private Troon Privé clubs for $99 per player with up to 3 guests. Enjoy complimentary Platinum Troon Rewards® status and save 20% or more on golf fees, merchandise, and lessons.
• Sofar Sounds Access: Enjoy 7-day Visa Exclusive Presale access to select Sofar Sounds shows, plus get one free ticket with the purchase of at least one ticket during the presale window.
• Universal Studios Hollywood Offers: Get special benefits when you use your eligible Visa® card at Universal Studios Hollywood, Visa is the preferred way to pay. Offers are subject to availability and terms and conditions.
• Universal Orlando Resort Offers: Use your eligible Visa® card, the preferred way to pay at Universal Orlando, to unlock special benefits during your visit. Offers are subject to availability and terms and conditions.
• Discounted Gift Cards: Receive 5% off a select assortment of name-brand gift cards when you shop at The Gift Card Shop using your U.S. Bank card.

Travel Benefits

• Global Entry/TSA PreCheck® Fee Reimbursement: Get up to $100 every four years for the application fee.
• GigSky Global Mobile Data: Stay connected while traveling with a complimentary 5GB/15 day global mobile data plan via the GigSky app, available in 125+ countries. One plan can be activated at a time, and the benefit must be redeemed by November 11, 2025.
• Visa Signature® Car Rental Privileges: Get up to 25% off base rates at Avis and Budget when you book with your Visa Signature® card. Enjoy perks like complimentary upgrades (when available), waived additional driver fees, and 10% off XM Satellite Radio during your rental.
• Visa Signature® Luxury Hotel Collection: Enjoy premium benefits when booking through the Visa Signature Luxury Hotel Collection with your Premium Rewards® card.
• Trip Cancellation & Interruption Insurance: Get reimbursed for non-refundable travel costs if you need to cancel or cut your trip short due to a covered reason. Applies to airfare, ferry, train, bus, and cruise tickets when purchased with your card.
• Trip Delay Reimbursement: Get reimbursed up to $300 per ticket if your air travel is delayed more than 12 hours or requires an overnight stay. Coverage applies to delays caused by weather, mechanical issues, and more, even if the airline provides vouchers.
• Visa Signature® Concierge: Enjoy 24/7 complimentary concierge service to help with booking flights, hotels, transportation, event tickets, dining reservations, golf tee times, and more.
• Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)
• Roadside Assistance: In the event of a roadside emergency, call for dispatch service anytime. Any applicable service fees will be charged to your card at the time of assistance.

Additional Features

• U.S. Bank ExtendPay® Plan: Split eligible purchases into predictable monthly payments with no interest, just a small fixed monthly fee.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Paze℠: Simplify online checkout by keeping all your eligible cards in one secure place. Your card number is replaced with a unique identifier for added protection, no new passwords or enrollment required.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Free Credit Score Access: View your credit score for free, updated monthly in your Mobile Banking app or Online Banking.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn $20,000 bonus miles after spending $500 in the first 3 months. That’s worth $200 when redeemed for cash.

Rewards

• 5x Miles on Hotels and Rental Cars: Earn 5x miles when you book hotels and rental cars through Capital One Travel.
• 5x Miles on Capital One Entertainment purchases through December 31, 2025.
• 1.25x Miles on All Other Purchases.

Redemption Options

• Redeem miles for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.
• 1:1 Mile Transfer: Transfer your miles to top airline and hotel loyalty programs at a 1:1 value.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Regular APR: After the introductory period, a variable APR of 19.24% - 29.24% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 15 months of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: None.

Exclusive Offers

• Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
• Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
• 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
• Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.

Travel Benefits

• Global Entry/TSA PreCheck®: Get up to $120 every four years for the application fee.
• Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
• Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
• Travel Benefits: Includes Mastercard Airport Concierge, Mastercard Global Service™, and Mastercard Travel and Lifestyle Services.

Purchase Protections

• Extended Warranty Protection: Doubles the original manufacturer’s warranty on eligible purchases, providing up to one extra year of coverage.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Emergency card replacement, zero liability protection, automatic account alerts, 24/7 customer service, free credit score monitoring with CreditWise, and Card Lock to quickly lock your card if ever misplaced, lost, or stolen. Benefit from Mastercard ID Theft Protection for added peace of mind.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.

Rewards

• 5% Cashback on Hotels and Rental Cars: Earn 5% cashback when you book hotels and rental cars through Capital One Travel.
• 5% Cashback on Capital One Entertainment purchases through December 31, 2025.
• 1.5% Unlimited Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Regular APR: After the introductory period, a variable APR of 19.24% - 29.24% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 15 months of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: None.

Exclusive Offers

• Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
• Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
• 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
• Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.
• Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.

Travel Benefits

• Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
• Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
• Travel Benefits: Includes Auto Rental Coverage, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Lost Luggage Reimbursement, Mastercard Airport Concierge, Mastercard Travel and Lifestyle Services, and Mastercard Golf.

Purchase Protections

• Extended Warranty Protection: Doubles the original manufacturer’s or store warranty on eligible purchases, up to an additional two years.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Flexible Payment Options: Choose a payment due date that works for you — whether it’s at the beginning, middle, or end of the month.
• Emergency card replacement, zero liability protection, automatic account alerts, 24/7 customer service, free credit score monitoring with CreditWise, and Card Lock to quickly lock your card if ever misplaced, lost, or stolen. Benefit from Mastercard ID Theft Protection for added peace of mind.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.

Rewards

• 3% Cashback on Select Categories:
  • 3% Cashback on Grocery Stores.
  • 3% Cashback on Dining.
  • 3% Cashback on Entertainment.
  • 3% Cashback on Select Streaming Services.
• 8% Cashback on Capital One Entertainment purchases.
• 5% Cashback on Hotels and Rental Cars: Earn 5% cashback when you book hotels and rental cars through Capital One Travel.
• 1% Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Regular APR: After the introductory period, a variable APR of 19.24% - 29.24% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 15 months of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: None.

Exclusive Offers

• Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
• 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
• Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.
• Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.

Travel Benefits

• Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
• Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
• Travel Benefits: Includes Auto Rental Coverage, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Lost Luggage Reimbursement, Mastercard Airport Concierge, Mastercard Travel and Lifestyle Services, and Mastercard Golf.

Purchase Protections

• Extended Warranty Protection: Doubles the original manufacturer’s or store warranty on eligible purchases, up to an additional two years.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Flexible Payment Options: Choose a payment due date that works for you — whether it’s at the beginning, middle, or end of the month.
• Emergency card replacement, zero liability protection, automatic account alerts, 24/7 customer service, free credit score monitoring with CreditWise, and Card Lock to quickly lock your card if ever misplaced, lost, or stolen. Benefit from Mastercard ID Theft Protection for added peace of mind.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome offer

Earn 60,000 bonus points after spending $5,000 in the first three months. That’s worth $750 when redeemed for travel through Chase Travel or $600 for cash.

Rewards

• $50 Chase Travel Hotel Credit: Receive up to $50 in statement credits each year for hotel stays booked through Chase Travel.
• 5x Points on Chase Travel Purchases: Earn 5x points on travel booked through Chase Travel. Note: Hotel bookings that use your $50 Annual Hotel Credit don’t earn 5x points (You’ll still get the credit, just not the extra points on that part).
• 2x Points on Other Travel Purchases.
• 3x Points on Select Categories:
  • 3x Points on Dining.
  • 3x Points on Eligible Online Grocery Purchases (excluding Target, Walmart, and wholesale clubs).
  • 3x Points on Select Streaming Services.
• 1x Points on All Other Purchases.
• 10% Anniversary Bonus: Each year, you’ll earn bonus points equal to 10% of your total purchases from the previous year.

Partner Benefits

• DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
• $10 Off DoorDash Non-Restaurant Orders: Get up to $10 off per month on non-restaurant DoorDash orders.
• Lyft: Earn 5x Points on Lyft rides through September 2027.
• Peloton: Earn 5x on Peloton equipment and accessory purchases over $150 when made directly through Peloton. There is a maximum earning limit of 25,000 points. Offer valid through March 31, 2027.

Redemption Options

• Redeem your rewards for cash, gift cards, travel, products, services, and more.
• 25% More Value on Travel Redemption: Get 25% more value when you redeem points for travel through Chase Travel.
• 1:1 Point Transfer: Transfer your points to top airline and hotel loyalty programs at a 1:1 value.

Fees and APR

• Annual Fee: $95 for the primary cardholder; $0 for each authorized user.
• Regular APR: 19.99% - 28.24% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Travel Benefits: Includes Auto Rental Coverage, Roadside Assistance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Travel Accident Insurance, Travel and Emergency Assistance Services, and Concierge Service.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

Exclusive Offers: Early-access tickets, priority seating, and exclusive access to events with Sapphire offers, Chase Dining℠, and more.

Additional Features

• Zero liability protection, fraud protection, automatic account alerts, 24/7 customer service, contactless checkout, compatibility with digital wallets, free credit score and identity monitoring with Credit Journey®, and chip-enabled for enhanced security.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn 80,000 bonus miles + 2,000 Premier Qualifying Points (PQP) after spending $5,000 in the first three months.

Rewards

• 7x Miles on United Flights: 5x miles as a MileagePlus member + 2x miles with the United Club Business Card.
• 2x Miles on Other United Purchases.
• 3.5x Miles on Hotel Stays booked through United Hotels: 2x miles as a MileagePlus member + 1.5x miles with the card.
• 1.5x Miles on All Other Purchases.

Lounge Access

Complimentary United Club membership (worth up to $650/year) with access to all United Club locations and participating Star Alliance™ lounges with free drinks and snacks.

Redemption Options

Redeem miles for flights, hotel stays, car rentals, shopping, and more.

Fees and APR

• Annual Fee: $695.
• Regular APR: 20.49% - 28.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Business Perks

Employee cards at no additional cost.

Travel Benefits

• Free Checked Bags: The Primary Cardmember and one companion receive the first and second checked bags free, saving up to $360 per round trip.
• Premier Access® Travel Services: Enjoy priority check-in, security screening, boarding, and baggage handling privileges where available.
• Premier Qualifying Points (PQP): Earn 25 PQP for every $500 spent, up to 1,000 PQP toward your MileagePlus Premier status per year.
• Premier Upgrades on Award Tickets: The Primary Cardmember with MileagePlus® Premier status and one companion on the same reservation are eligible for complimentary upgrades on select United- and United Express-operated flights.
• In-Flight and Lounge Discounts: Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights and Club premium drinks.
• Avis President’s Club: Complimentary enrollment offering benefits such as two-car class upgrades, guaranteed availability, expedited rental service, and more.
• Renowned Hotels and Resorts Benefits: Experience an exclusive suite of benefits, including $100 property credit, daily breakfast for two, complimentary Wi-Fi, room upgrade and early check-in/late check-out, when available.
• Other Travel Benefits: Includes Auto Rental Coverage (Primary), Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, and Emergency Evacuation and Transportation.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $1,000 per year.

Exclusive Offers

Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.

Additional Features

Emergency card replacement, zero liability protection, fraud protection, 24/7 customer service, contactless checkout, and Visa Signature® concierge service.

Terms and Conditions

Click Apply Now to see the terms and conditions.

• Welcome offer: Earn 85,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
• Earn up to 18.5x total points at Marriott: Earn 6x points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®. Additionally, earn up to 10x points from Marriott for being a Marriott Bonvoy® member, and up to 2.5x points from Marriott for Gold Elite Status, a benefit of being a Marriott Bonvoy Bountiful™ cardmember.
• Earn 4x points: For every $1 on the first $15,000 in combined purchases each year at grocery stores and dining.
• Earn 2x points: For every $1 spent on all other purchases.
• Additional Marriott Bonvoy® Stay Points: Earn 1,000 bonus points per eligible stay at hotels participating in Marriott Bonvoy®.
• Annual fee: $250.
• No foreign transaction fees.
• Redeem your rewards: For free nights at Marriott hotels. You can also redeem points for flights, experiences and more. Points will not expire as long as you make purchases on your credit card every 24 months.
• Free night award every year: Complimentary free night award (valued up to 50,000 points) after spending $15,000 in purchases each calendar year. Certain hotels have resort fees.
• Elite Status: Receive automatic Gold Elite status and 15 Elite Night Credits every calendar year.
• Chase Offers: Access great deals in the Chase Mobile app and at chase.com. There are no coupons, codes, or vouchers to remember, and no registration is required. Just choose an offer, add it to your card, and then use it to pay in stores, online, or through mobile apps and wallets.
• Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended warranty protection: Extends the time period of the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
• DoorDash: Complimentary DashPass membership from DoorDash for one year when you activate it with a Chase Marriott Bonvoy® card by December 31, 2024.
• Visa Concierge: Get complimentary Visa Signature® Concierge Service 24 hours a day.
• Hertz car rental: Rent a car through Marriott’s travel partner, Hertz and earn up to 20,000 points along with special savings when using Marriott Bonvoy® credit card.
• Add an authorized user at no cost.
• Travel benefits: Include Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Baggage Delay Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.
• Additional features: Include 24/7 customer service, digital wallet, zero liability protection, fraud protection, emergency cash advance or a card replacement, lost/stolen card reporting, account alerts, Credit Journey, embedded chip-enhanced security, and contactless checkout.
• Regular APR: 20.49% - 27.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the terms and conditions.