Best Credit Cards of August 2025

Welcome offer

Earn a $50 Instacart credit automatically upon approval.

Rewards

• 5% Cashback on Instacart Purchases (for the first $6,000 per year).
• 5% Cashback on Travel purchased through Chase Travel℠.
• 2% Cashback on Select Categories:
  • 2% Cashback at Restaurants.
  • 2% Cashback at Gas Stations.
  • 2% Cashback on Select Streaming Services.
• 1% Cashback on All Other Purchases.

• Redeem rewards: For cash, travel, or Instacart orders.
• No annual fee.
• No foreign transaction fees.
• Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended warranty protection: Extends the U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Lost Luggage Reimbursement, Roadside Assistance, Travel and Emergency Assistance Services, and Travel Accident Insurance.
• World Elite® Concierge: 24/7 concierge service for personal assistance like reserving tables and locating hard-to-find items.
• Authorized users: Add authorized users at no cost to maximize your earning potential.
• Additional features: Contactless checkout and digital wallets.
• Regular APR: 18.99% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

Welcome Offer

• Earn 100,000 bonus points after spending $5,000 in the first three months.
• $500 Chase Travel Credit: Get a $500 credit toward Chase Travel after spending $5,000 in the first three months.

Rewards

• 8x Points on All Chase Travel Purchases, including The Edit℠.
• 4x Points on Flights booked directly with the airline.
• 4x Points on Hotels booked directly with the hotel.
• 3x Points on Dining.
• 1x Points on All Other Purchases.
• Note: Purchases that qualify for the $300 Annual Travel Credit or the $500 Edit Hotel Credit do not earn points.

Partner Benefits

• $10 Monthly Lyft Credit: Earn $10 in Lyft credits each month (up to $120 annually) when you add your Sapphire Reserve card to the app. Offer valid through September 30, 2027.
• Lyft: Earn 5x Points on Lyft rides through September 2027.
• DoorDash: Enjoy complimentary DashPass membership for DoorDash and Caviar. Activate by December 31, 2027 to receive at least one year of benefits, including $0 delivery fees and lower service fees on eligible orders.
• Monthly DoorDash Credits: Available to DashPass members who activate the benefit through December 31, 2027:
  • $5 off one restaurant order per month (subtotal only; does not apply to taxes, fees, or tip).
  • Two $10 discounts on non-restaurant orders per month (like groceries or convenience items).
• $120 Annual Peloton Membership Credit: Get up to $10 per month in statement credits for Peloton Membership purchases, up to $120 per calendar year through December 31, 2027.
• Peloton: Earn 10x on Peloton equipment and accessory purchases over $150 when made directly through Peloton. There is a maximum earning limit of 50,000 points. Offer valid through December 31, 2027.
• $300 Annual StubHub Credit: Get up to $300 back each year for purchases with StubHub and viagogo, up to $150 from January through June, and up to $150 from July through December. Credits are automatically applied through December 31, 2027.
• Complimentary Apple TV+: Enjoy one free Apple TV+ subscription through June 22, 2027.
• Complimentary Apple Music: Enjoy a free Apple Music individual subscription through June 22, 2027.

Lounge Access

• $469 Priority Pass™ Select Membership: Enjoy unlimited access to over 1,300 lounges worldwide for you and up to two guests.
• Chase Sapphire Lounge by The Club: Relax and refresh with locally inspired menus, a curated selection of beverages, and an unforgettable atmosphere. To access these lounges, Sapphire Reserve cardmembers should enroll in their complimentary Priority Pass™ Select membership.
• Air Canada Lounges: Sapphire Reserve cardmembers enjoy access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada, and Europe. Simply present your Sapphire Reserve card and a same-day boarding pass for a Star Alliance flight. Exclusions apply.

Redemption Options

• Redeem your rewards for cash, gift cards, travel, products, services, and more.
• 1:1 Point Transfer: Transfer your points to top airline and hotel loyalty programs at a 1:1 value. For example, 1,000 Chase Ultimate Rewards points equals 1,000 partner miles/points.
• Points Boost: Get up to 2x more value on thousands of top-booked hotels (including The Edit) and select airline flights when you redeem through Chase Travel℠.

Fees and APR

• Annual Fee: $795, with an additional $195 per year for each authorized user.
• Regular APR: 20.24% - 28.74% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• $300 Annual Travel Credit: Receive a $300 credit for travel purchases charged to your card, annually on your account anniversary.
• IHG One Rewards Platinum Elite Status: Enjoy automatic Platinum Elite status in IHG One Rewards through December 31, 2027.
• $500 Credit for Stays with The Edit: Get up to $500 in statement credits each year for purchases with The Edit by Chase Travel, up to $250 from January through June, and up to $250 from July through December.
• The Edit℠: Book through The Edit℠ to access a curated collection of premium hotels with exclusive benefits, like daily breakfast for two, a $100 property credit, room upgrades (when available), and more.
• Reserve Travel Designer Benefit: Get personalized, expert help from a Chase Travel advisor to plan and book unforgettable trips tailored to your style and preferences.
• Global Entry/TSA PreCheck®/NEXUS Fee Reimbursement: Get up to $120 every four years for the application fee.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is primary and provides reimbursement up to $75,000.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $10,000 per person and $20,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
• Trip Delay Reimbursement: If your trip is delayed by more than 6 hours or requires an overnight stay, you can be reimbursed up to $500 per traveler for expenses like meals and lodging.
• Travel Accident Insurance: Receive up to $1,000,000 in coverage for accidental death or dismemberment when you pay for air, bus, train, or cruise travel with your card.
• Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)
• Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
• Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 5 days for essential purchases if your baggage is delayed more than 6 hours.
• Emergency Evacuation & Transportation: If you or a covered traveler are injured or become ill 100+ miles from home, you may be covered for emergency medical services and transportation, up to $100,000.
• Roadside Assistance: Get help with towing, battery jumps, flat tires, lockouts, or fuel delivery, up to $50 per incident, up to 4 times per year.
• Emergency Medical & Dental Coverage: If you or an immediate family member get sick or injured 100+ miles from home while traveling, you may be reimbursed up to $2,500 for medical expenses (subject to a $50 deductible).

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $1,000 per year.

Exclusive Offers

• Reserved by Sapphire℠: Enjoy VIP access to exclusive sports, festivals, dining, and entertainment experiences, including exclusive lounges, early ticket sales, premium seating, and more.
• Sapphire Reserve® Exclusive Tables: Enjoy access to highly sought-after dining experiences at top restaurants in major U.S. cities. This includes held reservations at over 275 premier spots through the Visa Dining Collection on OpenTable, curated by The Infatuation.
• The Infatuation Partnership: Get curated restaurant guides from The Infatuation and enjoy exclusive access to EEEEEATSCON, a unique food festival experience available only to Chase customers.

Additional Features

• $300 Annual Dining Credit: Get up to $300 in dining credits each year, up to $150 from January through June, and up to $150 from July through December. Statement credits apply automatically at select restaurants.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Embedded Chip Technology: Provides enhanced security and greater acceptance at chip-enabled terminals in the U.S. and internationally.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• 24/7 Customer Service.

$75,000 Spend Benefits

As the primary cardmember, you’ll unlock the exclusive benefits below after spending $75,000 on your eligible Sapphire card within a calendar year:

• IHG One Rewards Diamond Elite Status: Automatically receive Diamond Elite status with IHG One Rewards for the remainder of the year you qualify and through the following calendar year.
• $250 Credit for The Shops at Chase:: Earn up to $250 in statement credits for purchases at The Shops at Chase. Credits apply automatically through the end of the year you qualify and the following calendar year.
• $500 Southwest Airlines Chase Travel Credit: Get up to $500 in statement credits for Southwest Airlines purchases made through Chase Travel. Valid for the remainder of the year you qualify and the following calendar year.
• Southwest Airlines Rapid Rewards A-List Status: Enjoy A-List status with Southwest Airlines for the rest of the calendar year you qualify and through the end of the following year.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Raise Your Credit Limit: As a special welcome offer, you’ll automatically be reviewed for a higher credit limit when you pay on time and spend $500 within your first six months.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 18 months from account opening.
• Regular APR: After the introductory period, a variable APR of 18.99% - 28.99% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days.
• Regular Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Partner Benefits

• DoorDash DashPass Membership: Enjoy 6 months of complimentary DashPass for DoorDash and Caviar, with $0 delivery fees and reduced service fees on eligible orders. Activate by December 31, 2027; enrollment auto-renews at the standard rate.
• Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.

Travel Benefits

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Roadside Assistance: In the event of a roadside emergency, call for dispatch service anytime. Any applicable service fees will be charged to your card at the time of assistance.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Chase Offers: Activate personalized deals from popular merchants and earn automatic cash back when you use your eligible Chase card.

Additional Features

• Lower Your APR by 2% Each Year: Automatically be considered for a 2% APR reduction each year when you pay on time and spend at least $1,000 by your account anniversary, until your APR reaches the Prime Rate plus 9.74%. Check the current Prime Rate click (here)[https://big4credit.com/economic-indicators/prime-rate/].
• Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity, with alerts sent via text, email, or phone if suspicious purchases are detected.
• Embedded Chip Technology: Provides enhanced security and greater acceptance at chip-enabled terminals in the U.S. and internationally.
• Contactless Payments: Tap to pay quickly and securely with your contactless Chase card at checkout, no swiping or inserting needed.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 80,000 bonus miles after spending $5,000 in the first three months.
• Plus, get 10,000 bonus miles for adding an authorized user within the same time frame.

Rewards

• 9x Miles on United Flights: 5x miles as a MileagePlus member + 4x miles with the United Club card.
• 4x Miles on All Other United Purchases.
• 5x Miles on Hotels when you prepay for stays through Renowned Hotels and Resorts as a United® Cardmember.
• 2x Miles on All Other Travel.
• 2x Miles on Dining including eligible delivery services.
• 1x Mile on All Other Purchases.

Partner Benefits

• Instacart+ Membership: Get complimentary Instacart+ with $0 delivery fees on eligible orders. Benefits end on December 31, 2027.
• Instacart Credit: Get up to $240 in Instacart credits each calendar year. Receive two $10 credit every month when you use your United Club℠ Card for purchases made directly through Instacart. Offer ends on December 31, 2027.

Lounge Access

• United Club membership: Enjoy complimentary United Club access (valued at $750+) at 45+ locations for you, 1 adult guest, and dependent children.
• United Club℠ All Access Membership: Unlock All Access by reaching Premier Gold status or spending $50,000 annually. Includes access for you and up to 2 adult guests (or 1 adult guest plus dependent children) at United Club and Star Alliance™ lounges.
• 4 United Club One-Time Passes: Cardmembers with United Club All Access and an authorized user receive 4 United Club one-time passes annually (over $200 value).

Elite Hotel Status

• Platinum Elite Status in IHG One Rewards: Enjoy automatic Platinum Elite status with benefits like room upgrades, late checkout, and bonus points on stays.

Redemption Options

• Redeem miles for United flights, seat upgrades, inflight Wi-Fi, hotel stays, car rentals, and more.
• 10% Discount on United Economy Saver Awards: Enjoy 10% off Saver Award flight redemptions within the continental U.S. and Canada.

Fees and APR

• Annual Fee: $695.
• Regular APR: 20.49% - 28.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Free Checked Bags: The Primary Cardmember and one companion receive the first and second checked bags free, saving up to $360 per round trip.
• Renowned Hotels and Resorts Benefits: Experience an exclusive suite of benefits, including $100 property credit, daily breakfast for two, complimentary Wi-Fi, room upgrade and early check-in/late check-out, when available.
• Up to $200 Hotel Credit: Get up to $200 back each card anniversary year when you prepay for hotel stays through Renowned Hotels and Resorts with your United Club℠ Card.
• Up to $150 Rideshare Credit: Get up to $150 back per year on rideshare purchases, $12/month from January to November and up to $18 in December, when you enroll and pay with your United Club℠ Card. Annual enrollment required.
• Up to $100 in Car Rental Travel Credits: Earn $50 in United® TravelBank cash for each of your first two Avis or Budget rentals booked via cars.united.com and paid with your United Club℠ Card, up to $100 per anniversary year.
• Up to $200 JSX Credit: Receive up to $200 back each anniversary year when you book JSX flights directly using your United Club℠ Card. JSX offers a semi-private flying experience at commercial fares.
• Global Entry/TSA PreCheck®/NEXUS Fee Reimbursement: Get up to $120 every four years for the application fee.
• Premier Access® Travel Services: Enjoy priority check-in, security screening, boarding, and baggage handling privileges where available.
• Up to 20,000 Miles in Award Flight Discounts: Get a 10,000-mile discount on award flights after spending $20,000, eligible up to two times per calendar year with your United Club℠ Card.
• Premier Qualifying Points (PQP): Earn 1 PQP for every $15 spent, up to 28,000 PQP toward your MileagePlus Premier status per year.
• **1,500 Bonus PQP Each Year: Receive 1,500 PQP annually to help you qualify for Premier status. PQP will be applied to your MileagePlus account 6–8 weeks after February 1 each year.
• Premier Upgrades on Award Tickets: The Primary Cardmember with MileagePlus® Premier status and one companion on the same reservation are eligible for complimentary upgrades on select United- and United Express-operated flights.
• In-Flight and Lounge Discounts: Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights and Club premium drinks.
• Avis President’s Club: Complimentary enrollment offering benefits such as two-car class upgrades, guaranteed availability, expedited rental service, and more.
• Other Travel Benefits: Includes Auto Rental Coverage (primary coverage), Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $1,000 per year.

Exclusive Offers

• Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.
• Visa Infinite Concierge Service: Get assistance with dinner reservations, Broadway shows, concert tickets, and sporting events.

Additional Features

• Contactless checkout and compatibility with digital wallets.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.

Rewards

• 5% Cashback on Travel purchased through Chase Travel℠.
• 3% Cashback on Select Categories:
  • 3% Cashback on Drugstore Purchases.
  • 3% Cashback on Dining, including takeout and eligible delivery services.
• 1.5% Cashback on All Other Purchases.

Partner Benefits

• DoorDash DashPass Membership: Enjoy 6 months of complimentary DashPass for DoorDash and Caviar, with $0 delivery fees and reduced service fees on eligible orders. Activate by December 31, 2027; enrollment auto-renews at the standard rate.
• Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
• 2% Cashback on Lyft: Earn 2% cashback on Lyft rides through September 30, 2027.

Redemption Options

Redeem rewards for cash, gift cards, travel, or purchases at Amazon.com.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Regular APR: After the introductory period, a variable APR of 18.99% - 28.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days.
• Regular Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Travel Benefits

Includes Auto Rental Coverage, Travel and Emergency Assistance Services, and Trip Cancellation/Interruption Insurance.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

Zero liability protection, 24/7 fraud monitoring, contactless checkout, free credit score and identity monitoring with Credit Journey®, and compatibility with digital wallets.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 80,000 bonus points after spending $2,000 in the first three months.

Rewards

• Up to 17x Points at IHG® Hotels and Resorts: 5x points for every $1 spent with the IHG One Rewards Traveler card + up to 10x points for being an IHG One Rewards member + up to 2x points with Silver Elite Status, a benefit of being an IHG One Rewards Traveler cardmember.
• 3x Points on Select Categories:
  • 3x Points on Dining.
  • 3x Points at Gas Stations.
  • 3x Points on Utilities.
  • 3x Points on Internet, Cable, and Phone Services.
  • 3x Points on Select Streaming Services.
• 2x Points on All Other Purchases.
• Annual Bonus: Earn 10,000 bonus points after spending $10,000 in purchases each calendar year.
• Discount on Points Purchases: Save 20% when you purchase points with your IHG One Rewards Traveler credit card.

Elite Hotel Status

• Automatic Silver Elite Status with IHG One Rewards: Enjoy automatic Silver Elite Status with benefits like Late Checkout (where available) and 20% more points on stays at participating IHG Hotels & Resorts. Status renews every account anniversary year.

Redemption Options

• Redeem rewards for free nights at IHG® Hotels and Resorts, travel, and more.
• Points will not expire as long as there is IHG One Rewards program activity for 12 consecutive months.

Fees and APR

• Annual Fee: $0.
• Regular APR: 19.99% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Redeem 3 Nights, Get 4th Night Free: Redeem points for a consecutive four-night stay at the same IHG® hotel and get the 4th night free.
• Early Access to Reward Night Sales: Get early booking access each year to IHG Reward Night sales.
• Other Travel Benefits: Includes Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, and Lost Luggage Reimbursement.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Early Access to IHG Reward Night Sales: IHG One Rewards Cardmembers enjoy exclusive early access to Reward Night sales each year.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Fraud protection.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Prime Membership Required: You must have an Amazon Prime membership to apply.

Welcome Offer

Get a $150 Amazon gift card instantly upon approval.

Rewards

• 5% Cashback on Select Categories (with an eligible Prime membership):
  • 5% Cashback at Amazon.com and Amazon Fresh.
  • 5% Cashback at Whole Foods Market.
  • 5% Cashback at Audible.com.
  • 5% Cashback on Chase Travel purchases.
• 2% Cashback on Select Categories:
  • 2% Cashback at Restaurants.
  • 2% Cashback at Gas Stations.
  • 2% Cashback on Local Transit and Commuting.
• 1% Cashback on All Other Purchases.

Redemption Options

• Redeem rewards for cash, gift cards, travel, or purchases at Amazon.com.
• Points post and can be redeemed as soon as the next day.

Fees and APR

• Annual Fee: $0.
• Regular APR: 19.49% - 28.24% Variable APR.
• Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Visa Signature® Experiences: Enjoy Luxury Hotel Collection and Concierge Services.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Baggage Delay Insurance, and Lost Luggage Reimbursement.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Prime Exclusive Offers: Earn 10% or more on a rotating selection of items and categories at Amazon with an eligible Prime membership.
• Chase Offers: Access great deals in the Chase Mobile app and at chase.com with no coupons, codes, or vouchers required.

Additional Features

• Get it Now, Pay over Time: Enjoy 0% intro APR for 6-12 months on eligible Amazon purchases of $50 or more or at eligible retailers with Amazon Pay. Note: you won’t earn rewards if you choose equal monthly payments at checkout.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Zero liability protection, fraud protection, automatic account alerts, 24/7 customer service, contactless checkout, compatibility with digital wallets, free credit score and identity monitoring with Credit Journey®, and chip-enabled for enhanced security.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn 30,000 bonus points after spending $1,000 in the first three months.

Rewards

• Up to 14x Points on Marriott Stays: 3x points for every $1 spent with the Marriott Bonvoy Bold® Card + up to 10x points as a Marriott Bonvoy® member + 1x point with Silver Elite Status, a benefit of being a Marriott Bonvoy Bold® cardmember.
• 2x Points on Select Categories:
  • 2x Points on Grocery Stores.
  • 2x Points on Rideshare and Select Food Delivery.
  • 2x Points on Select Streaming Services.
  • 2x Points on Internet, Cable, and Phone Services.
• 1x Points on All Other Purchases.

Partner Benefits

• DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
• Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.

Elite Hotel Status

• Automatic Silver Elite Status with Marriott Bonvoy®: Enjoy automatic Silver Elite Status with benefits like priority late checkout (where available) and 10% more points on stays at participating Marriott Bonvoy® hotels. Status renews every account anniversary year.
• Elite Night Credits: Receive 5 elite night credits every calendar year, helping you work toward higher status tiers.

Redemption Options

Redeem points for free nights at Marriott hotels, flights, experiences and more.

Fees and APR

• Annual Fee: $0.
• Regular APR: 19.99% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Travel Benefits: Includes Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Travel Accident Insurance, Travel and Emergency Assistance, Roadside Dispatch, and Auto Rental Collision Damage Waiver.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Zero liability protection, 24/7 customer service, emergency cash replacement, lost/stolen card reporting, personalized account alerts, Credit Journey, embedded chip for enhanced security, digital wallet, contactless checkout, and Visa Signature® concierge service.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn a $750 cashback bonus after spending $6,000 in the first three months.

Rewards

Earn unlimited 1.5% cashback on all purchases.

Redemption Options

Redeem rewards for cash, gift cards, travel, and more through Chase Ultimate Rewards®.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases: For 12 months from account opening.
• Regular APR: After the introductory period, a variable APR of 17.49% - 23.49% applies to purchases and balance transfers.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars.

Business Perks

Separate business and personal expenses, cash flow management tools, credit limit increases as your business grows, employee cards at no additional cost, and 24/7 access to account details.

Travel Benefits

Roadside Dispatch®, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.

Purchase Protections

• Purchase Protection: Covers your new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends the warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

Contactless payments, fraud protection, and zero liability protection.

Terms and Conditions

Click Apply Now to see the terms and conditions.

• Welcome Offer: Earn a $200 cash rewards bonus when you spend $500 on purchases in the first 3 months from account opening.
• 2% Unlimited Cashback: Earn unlimited 2% cash rewards on all purchases, without tracking categories or quarterly activations.
• Annual Fee: None.
• 0% Intro APR on Purchases: For 12 months from account opening.
• 0% Intro APR on Balance Transfers: For 12 months from account opening. To qualify, you must make balance transfer within the first 120 days.
• Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 120 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 19.24% - 29.24% applies to purchases and balance transfers.
• Foreign Transaction Fees: 3% of each transaction converted to U.S. dollars.
• Redeem Rewards: Redeem for statement credits, purchases, gift cards, travel, and more.
• Cell Phone Protection: Receive up to $600 coverage against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
• My Wells Fargo Deals: Access personalized cashback deals from various merchants. Activate deals, view terms, and earn cashback on purchases.
• Visa Signature® Experiences: Access Luxury Hotel Collection and Concierge Services.
• Travel benefits: Include Roadside Dispatch®, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.
• Additional features: Include zero liability protection, Credit Close-Up℠, and emergency cash disbursement and card replacement.
• Click ‘Apply Now’ to see the full terms and conditions.