Ranking score and our rating methodology
With so many credit cards available, finding the most suitable one for your needs can be challenging and frustrating. Our team has developed the credit card ranking system to pick the best offers in each card category and help you make an informed decision.
There are multiple factors to consider when comparing credit cards. We routinely analyze credit cards with the most up-to-date details to identify the top picks of each month.
To derive a single ranking score for every credit card, we factor in sign-up bonus, rewards categories, points and cashback earning structure, available redemption options, interest rates, introductory 0% APR period, annual fee, foreign transaction fee, travel and purchase benefits, various credit card's perks such as TSA pass, access to airport lounges, etc. We also account for the card's simplicity and issuing bank reputation.
We reduce the complex set of credit card parameters into a single objective score and rank the best available credit card offers based on it.