Articles & Insights

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How much do Americans think it takes to be considered wealthy: Charles Schwab Survey 2024

While wealth means different things to different people, Charles Schwab's study reveals that Americans believe it takes an average of $2.5 million to be considered wealthy. An average net worth needed to be financially comfortable is $778,000.

By Yuriy | Aug 30, 2024 - 3 min read
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Renting a Car? Credit Card Auto Rental Insurance Has You Covered

Credit card's auto rental insurance can save you money and give you peace of mind. Here's how to check if your card has this benefit, how to use it when renting a car, and which cards offer the best coverage.

By Olena | Aug 29, 2024 - 10 min read
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Credit Card Loan Balances at Big 4 Banks kept growing in 2023

Total unpaid credit card balance reached a new record high last year. Delinquency rates have surpassed their pre-pandemic highs. Yet banks' executives are confident there is no cause for concern.

By Yuriy | Jan 30, 2024 - 3 min read
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Allpoint ATMs and Foreign Debit Card: fee-free or not?

One of the largest interbank networks in the US, Allpoint, is known for its zero surcharge-fee withdrawals. While customers of participating institutions enjoy no fees, the situation is less appealing for out-of-network cards issued by foreign banks.

By Yuriy | Jan 14, 2024 - 6 min read
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List of 10 Best Credit Cards for 2024

Throughout the year, we've continuously analyzed credit card offers from the largest US banks to select the best cards. We compared cards based on various factors, from sign-up bonuses and rewards to exclusive perks. As a result, we've compiled a list of the top 10 credit cards for 2024 that will meet the needs of a broad audience.

By Olena | Dec 28, 2023 - 14 min read
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Thanksgiving Dinner: turkey got cheaper, not so much everything else. Our Best Deals for November 2023

The cost of Thanksgiving Dinner has risen, yet there are still opportunities to save by taking advantage of great deals, latest sales, and unique credit card rewards programs.

By Olena | Nov 10, 2023 - 2 min read
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Pay Rent with Bilt Credit Card. Earn Rewards with No Fees (Comprehensive Guide)

Learn how to pay rent using Bilt Mastercard without incurring any fees. Discover how to earn rewards every time you make monthly rent payments.

By Olena | Oct 24, 2023 - 10 min read
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Should I Sign the Back of My Credit Card?

Signing your card is no longer the crucial security step, yet there might still be reasons to sign.

By Yuriy | Oct 21, 2023 - 3 min read
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Credit Card Terminology: Essential Terms and Definitions

Credit card jargon can be confusing and sound very technical. To better understand the most common terms and definitions, we have prepared this indispensable credit card glossary for you.

By Yuriy | Jun 27, 2023 - 12 min read
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Chase Freedom Rise℠: A New Reward Card for People New to Credit

Recognizing the unique challenges and needs of individuals starting their credit journey, Chase has introduced a new credit card Chase Freedom Rise℠ tailored for individuals who are new to credit or have a limited credit history.

By Olena | Jun 15, 2023 - 6 min read
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What is a credit score? And why it is important to have a good one

Credit scores are calculated using the information on your credit report. They provide lenders with a single metric of your creditworthiness. A good score can help you save and advance in life.

By Yuriy | Mar 29, 2023 - 10 min read
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The advent of Buy Now, Pay Later credit card plans

Banks are catching up with fintechs' BNPL services and offer similar financing options through credit cards.

By Yuriy | Mar 3, 2023 - 10 min read