Platinum Card^®: Luxury Travel Benefits and Premium Rewards

Rewards

• 5x Points Categories:
  • Flights booked directly with airlines or through American Express Travel^®, on up to $500,000 in purchases per calendar year.
  • Prepaid Hotels booked through American Express Travel^®.
• 1x Points on all other purchases.

Redemption Options

• Redeem your rewards for gift cards, travel, or eligible purchases at Amazon.com, Grubhub, BestBuy.com^®, and more.
• Transfer Points to Travel Partners: Transfer your points to 20 airline and hotel loyalty programs for added travel flexibility.

Fees and APR

• Annual Fee: $895.
• Additional Platinum Card^® Annual Fee: $195
• Regular APR: 19.49% - 28.49% Variable APR.
• Foreign Transaction Fee: None.

Annual Credits & Statement Credits

• $600 Hotel Credit: Get up to $600 in annual statement credits on prepaid Fine Hotels + Resorts^® and The Hotel Collection bookings through American Express Travel, up to $300 semi-annually. Eligible stays also include perks like a $100 property credit and room upgrades when available. The Hotel Collection requires a two-night minimum stay.
• $200 Uber Cash: Get up to $200 in annual Uber Cash, $15 monthly plus a bonus $20 in December, for U.S. rides and Uber Eats orders after adding your Platinum Card^® to your Uber account.
• $120 Uber One Credit: Get up to $120 in annual statement credits after paying for an auto-renewing Uber One membership with your Platinum Card^®.
• $200 Airline Fee Credit: Get up to $200 in annual statement credits for eligible airline incidental fees like checked bags, seat upgrades, lounge passes, in-flight purchases, and more after selecting a qualifying airline.
• $209 CLEAR+ Credit: Get up to $209 in annual statement credits after paying for a CLEAR+ membership with your Platinum Card^®.
• The Hotel Collection Credit: Book stays of 2+ nights through American Express Travel and receive a $100 property credit at participating hotels worldwide.
• Up to $120 Global Entry or TSA PreCheck^® Credit: Receive a statement credit (up to $120 every four years) as reimbursement for your Global Entry^® or TSA PreCheck^® application fee.
• $400 Resy Credit: Get up to $400 in annual statement credits, up to $100 each quarter, on eligible Resy purchases, including dining at participating U.S. Resy restaurants. Enrollment required.
• $300 Digital Entertainment Credit: Get up to $25 in monthly statement credits on eligible subscriptions like Disney+, Hulu, ESPN+, Peacock, Paramount+, YouTube Premium, The New York Times, The Wall Street Journal, and more. Enrollment required.
• $300 Lululemon Credit: Get up to $75 in statement credits each quarter on eligible purchases at U.S. lululemon stores and lululemon.com. Enrollment required.
• Walmart+ Membership Credit: Get up to $12.95 in monthly statement credits after paying for a Walmart+ membership with your Platinum Card^®.
• $200 Oura Ring Credit: Get up to $200 in annual statement credits on Oura Ring purchases made through OuraRing.com. Enrollment required.
• $300 Equinox Credit: Get up to $300 in annual statement credits on eligible Equinox+ subscriptions or Equinox club memberships. Enrollment required.

Lounge Access

• Global Lounge Collection^®: Access 1,550+ airport lounges worldwide, including Centurion Lounges, 10 Delta Sky Club visits annually when flying Delta, Priority Pass Select (enrollment required), and more – worth $850+ in annual value.

Travel Benefits

• Fine Hotels + Resorts^® Benefits: Enjoy $550+ in average value per stay at 1,800+ luxury properties booked through American Express Travel^®, including breakfast for two, a $100 property credit, room upgrades (when available), guaranteed 4 p.m. checkout, and more. Eligible prepaid stays also earn 5X Membership Rewards^® points.
• Platinum Travel Service: Access personalized travel planning and tailored recommendations from Platinum Travel Consultants.
• Car Rental Privileges: Receive complimentary elite status with select car rental programs like Avis, Hertz, and National (enrollment required).

Hotel Elite Status

• Leaders Club Sterling Status: Receive complimentary Leaders Club Sterling Status with The Leading Hotels of the World^®, including perks like a 5% points bonus on qualifying stays and up to 5 pre-arrival room upgrades annually (when available). Enrollment required.
• Marriott Bonvoy^® Gold Elite Status: Enjoy Gold Elite status with benefits like enhanced room upgrades at participating Marriott Bonvoy^® hotels when available.
• Hilton Honors™ Gold Status: Receive complimentary Hilton Honors Gold status with perks like room upgrades (when available), daily food & beverage credits or breakfast, an 80% points bonus on stays, and every 5th award night free on eligible reward bookings.

Travel Protections

• Car Rental Loss and Damage Insurance (secondary): Provides reimbursement for theft and collision damage when you decline the rental company’s coverage and pay for the rental in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Trip Delay Reimbursement: If your trip is delayed by more than 6 hours or requires an overnight stay, you can be reimbursed up to $500 per trip for expenses like meals and lodging, maximum 2 claims per year.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $10,000 per trip and $20,000 per year for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.

Travel & Emergency Assistance

• Premium Global Assist^® Hotline: Access 24/7 emergency assistance when traveling more than 100 miles from home, including medical, legal, financial, and travel coordination services.

Purchase Protections

• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $300 per item and $1,000 per year.
• Cell Phone Protection: Get up to $800 per claim in coverage for damage or theft when you pay your monthly cell phone bill with your eligible card. Coverage is subject to a $50 deductible and limited to 2 claims per year.
• Purchase Protection: Covers new purchases for 90 days against damage or theft, up to $10,000 per claim and $50,000 per year.
• Extended Warranty: Extends warranty coverage by one additional year on original eligible warranties of five years or less, up to $10,000 per claim and $50,000 per year.

Convenience Features

• Send & Split^®: If you often split purchases with friends or family, Send & Split^® lets you request repayments through Venmo or PayPal directly from the Amex app while still earning rewards on the full purchase. Repayments are applied as statement credits. Enrollment required.

Nice Extras

• Global Dining Access by Resy: Get access to exclusive reservations and special dining experiences after linking your Platinum Card^® to your Resy account.
• Platinum Nights by Resy: Access exclusive reservations at select top-rated Resy restaurants on participating nights after linking your Platinum Card^® to your Resy account.
• Premium Events Collection™: Access exclusive curated experiences for Platinum Card^® Members, including sporting events, fine dining, fashion, art, and entertainment.
• Amex Ticket Access: Get early access to select event tickets through Amex Presale Tickets^® and Reserved Tickets^®, including concerts, sports, and more.
• American Express Venue Collection™: Enjoy perks at select stadiums and arenas like dedicated entrances or fast lanes, plus earn 10% back on eligible concessions purchases (up to $250 annually). Enrollment required.

Shopping & Savings

• Amex Offers: Amex Offers lets you add targeted merchant discounts to your card and earn statement credits or bonus rewards on qualifying purchases. Offers vary by card and availability. Enrollment required.

Buy Now, Pay Later Options

• Plan It^®: Plan It^® lets you split eligible purchases of $100 or more into equal monthly installments with a fixed fee while still earning rewards on the original purchase.

Additional Features

• Custom Card Design: Choose your preferred card style, including classic metal or mirror finishes.

Terms and Conditions

• Click Apply Now to see the terms and conditions.