Atmos™ Rewards Visa Signature® Business: Airline Rewards with Annual Companion Fare
For a limited time, earn 80,000 bonus points and a $99 Companion Fare after spending $5,000 in the first three months. Earn 3X points on Alaska Airlines and Hawaiian Airlines purchases, plus valuable airline perks including free checked bags, preferred boarding, and an annual Companion Fare benefit.
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The Atmos™ Rewards Visa Signature® Business Card is a strong airline business card for small business owners who frequently fly with Alaska Airlines or Hawaiian Airlines. The combination of a valuable welcome bonus, annual Companion Fare, free checked bag, and preferred boarding can easily offset the relatively modest annual fee for loyal travelers. The card also offers useful everyday earning categories, including gas, EV charging, shipping, and local transit, while the 10% rewards bonus for eligible Bank of America business banking customers adds extra long-term value. Redemption flexibility through the oneworld® alliance and partner airlines further strengthens the program. The biggest drawback is that many of the card’s best benefits are tied specifically to Alaska Airlines and Hawaiian Airlines, making it less appealing for travelers who prefer flexible travel rewards or frequently fly other airlines. Overall, this card works best for business owners loyal to Alaska or Hawaiian Airlines who want strong airline perks and an easy-to-use companion fare at a relatively low annual cost.
Atmos™ Rewards Visa Signature® Business
Apply now
On Bank of America's Secure Website
Annual fee:
$70
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.49% - 27.49% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 3X points on eligible Alaska Airlines and Hawaiian Airlines purchases. Additionally, earn 2X points on gas, EV charging station, shipping, and local transit (including rideshare), plus 1X point on all other purchases.
1x - 3x Points
Welcome Offer Earn 80,000 bonus points + $99 Companion Fare (plus taxes and fees starting at $23) after spending $5,000 in the first three months.
80,000 Points + $99 Companion Fare
Welcome Offer
- Limited-Time Offer: Earn 80,000 bonus points + $99 Companion Fare (plus taxes and fees starting at $23) after spending $5,000 in the first three months.
Rewards
- 3X Points on eligible Alaska Airlines and Hawaiian Airlines purchases.
- 2X Points Categories:
- Gas
- EV charging station
- Shipping
- Local transit (including rideshare)
- 1X Point on all other purchases
Redemption Options
- Redeem points with oneworld® Alliance airlines and Global Partners for travel to 1,000+ destinations worldwide, with no blackout dates on Alaska Airlines and Hawaiian Airlines award flights.
Fees and APR
- Annual Fee: $70, with an additional $25 per card.
- Regular APR: 19.49% - 27.49% Variable APR.
- Paying late won’t raise your APR.
- Balance Transfer Fees: 5% of each transfer amount.
- Foreign Transaction Fee: None.
Bank Relationship Benefits
- 10% Rewards Bonus: Earn 10% more points on card purchases if your company has an eligible Bank of America® small business account.
Travel Benefits
- Annual Companion Fare: Receive a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after spending $6,000 in purchases during the prior anniversary year.
- Free Checked Bag: Enjoy a free checked bag on eligible Alaska Airlines and Hawaiian Airlines flights when purchasing tickets with the Atmos™ Rewards Business Card.
- Preferred Boarding: Enjoy preferred boarding on eligible Alaska Airlines and Hawaiian Airlines flights when purchasing tickets with the Atmos™ Rewards Business Card.
- 20% Inflight Savings: Save 20% on eligible inflight purchases made with Alaska Airlines and Hawaiian Airlines when paying with your card.
- $100 Alaska Lounge+ Discount: Get $100 off an annual Alaska Lounge+ membership when purchased with your card.
Travel Protections
- Travel Accident Insurance: Receive up to $1,000,000 in coverage for accidental death or dismemberment while traveling on a common carrier when you pay with your card.
- Car Rental Insurance: Provides reimbursement for theft and collision damage when you decline the rental company’s coverage and pay for the rental in full with your card.
Travel & Emergency Assistance
- Emergency Ticket Replacement: Assistance with replacing lost or stolen tickets, including help working with your carrier. Replacement costs are your responsibility.
- Lost Luggage Assistance: Assistance with tracking lost luggage, filing claims with your carrier, and arranging replacement items if needed (costs not covered).
- Medical Referral Assistance: Get help finding local doctors and hospitals, coordinating care, and staying in touch with family while traveling (costs not covered).
- Legal Referral Assistance: Help finding legal support and coordinating assistance abroad (costs not covered).
Purchase Protections
- Purchase Protection: Covers new purchases against damage or theft.
- Extended Warranty: Double the manufacturer’s warranty by up to one additional year on eligible warranties of three years or less.
Business Tools & Controls
- Cash Flow Management Tools: Automatic payments, fund transfers, and QuickBooks integration to simplify business accounting.
- Business Credit Score Access: View your Dun & Bradstreet business credit scores for free through Business Advantage 360 to monitor and manage your business credit.
Terms and Conditions
- Click Apply Now to see the terms and conditions.