BankAmericard®
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On Bank of America's Secure Website
4.1
Annual fee:
$0
Intro APR
Purchases: 0%, 18 billing cycles
Balance Transfers: 0%, 18 billing cycles
Regular APR
15.74% - 25.74% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
670-850 (Good/Excellent)
Rewards N/A
N/A
Welcome Offer N/A
N/A
- 0% Intro APR on Purchases: For 18 months from account opening.
- 0% Intro APR on Balance Transfers: For 18 months from account opening. To qualify, you must make balance transfer within the first 60 days.
- Balance Transfer Fees: Introductory period: 3% of the transfer amount for balance transfers made within the first 60 days. Regular: 4% of each transfer amount for balance transfers made after the introductory period ends.
- Regular APR: After the introductory period, a variable APR of 15.74% - 25.74% applies to purchases and balance transfers.
- Annual fee: None.
- No penalty APR: Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply.
- Foreign transaction fees: 3% of the U.S. dollar amount of each transaction made in a foreign currency or U.S. dollars if the transaction is processed outside the United States. This fee will be in addition to any other applicable fee.
- Additional features: Includes 24-hour fraud protection, $0 liability guarantee, contactless chip technology, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, free access to FICO® Score, and access to credit education.
- Click ‘Apply Now’ to see the full terms and conditions.
BankAmericard® offers 0% intro APR on purchases and balance transfers for 18 months, making it an excellent option for those looking to manage existing debt or finance new purchases without interest. Note that this card does not come with a rewards program.