Business Advantage Unlimited Cash Rewards
Apply now
On Bank of America's Secure Website
4.7
Annual fee:
$0
Intro APR
Purchases: 0%, 9 billing cycles
Balance Transfers: N/A
Regular APR
17.99% - 27.99% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
670-850 (Good/Excellent)
Rewards Earn unlimited 1.5% cashback on all purchases.
1.5% - 2.62% Cashback
Welcome Offer Earn a $300 bonus after spending $3,000 in the first 90 days from your account opening.
$300
- Cashback rewards: Earn unlimited 1.5% cashback on all purchases.
- Welcome bonus: Earn a $300 bonus after spending $3,000 in the first 90 days from your account opening.
- Preferred Rewards: Eligible cardholders can earn up to 75% more cashback if they have a business checking account with Bank of America and qualify for the highest tier in the Preferred Rewards for Business program. This can increase the cashback rate to up to 2.62% cashback on every purchase.
- No annual fee.
- 0% Intro APR on Purchases: For 9 months from account opening.
- Balance Transfer Fees: 4% of each transfer amount.
- Regular APR: After the introductory period, a variable APR of 17.99% - 27.99% applies to purchases and balance transfers.
- Travel and emergency benefits: Includes travel accident insurance, auto rental insurance, emergency ticket replacement, lost-luggage assistance, and legal and medical referrals.
- Purchase protections: Provides coverage against loss, damage, theft, or fire, and includes extended warranty coverage.
- Business Perks: Cash flow management tools and free access to business credit scores.
- Foreign transaction fee: 3% of the U.S. dollar amount of each transaction.
- Redeem your rewards: As a statement credit, a direct deposit into an eligible Bank of America® account, or a check mailed to you.
- Additional features: Zero liability protection, fraud monitoring, and overdraft protection.
- Click ‘Apply Now’ to see the terms and conditions.
The Business Advantage Unlimited Cash Rewards card is a solid choice for small to medium-sized businesses looking to earn cashback on all their purchases. If your business already has or is willing to open a business checking account with Bank of America, this card could be a highly beneficial for maximizing your cashback rewards without an annual fee. The card also offers a 0% intro APR, purchase protection, and travel benefits.