Customized Cash Rewards for Students
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4.2
Annual fee:
$0
Intro APR
Purchases: 0%, 15 billing cycles
Balance Transfers: 0%, 15 billing cycles
Regular APR
18.49% - 28.49% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
New To Credit
Rewards Earn 3% cashback in the category of your choice, 2% cashback at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter), and 1% cashback on all other purchases.
1% - 3% Cashback
Welcome Offer Earn a $200 bonus after spending $1,000 in the first 90 days of account opening.
$200
- Welcome Offer: Earn a $200 bonus after spending $1,000 in the first 90 days of account opening.
- 3% Cashback in the Category of Your Choice: Gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement/furnishings. You can change the choice category once every calendar month.
- 2% Cashback at Grocery Stores and Wholesale Clubs: Up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
- 1% Cashback on All Other Purchases.
- Annual Fee: None.
- Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee.
- 0% Intro APR on Purchases: For 15 months from account opening.
- 0% Intro APR on Balance Transfers: For 15 months from account opening. To qualify, you must make balance transfer within the first 60 days.
- Balance Transfer Fees: Introductory period: 3% of the transfer amount for balance transfers made within the first 60 days. Regular: 4% of each transfer amount for balance transfers made after the introductory period ends.
- Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
- Redeem Rewards: As a statement credit or direct deposit into an eligible Bank of America® or Merrill® account.
- Better Money Habits®: Learn how responsibly handle your credit.
- Additional Features: Include 24-hour fraud protection, $0 liability guarantee, contactless pay, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
- Click ‘Apply Now’ to see the full terms and conditions.
This student credit card is a good option for flexible cashback. Great additions are a welcome bonus, and 0% APR intro offers on purchases and balance transfers.