Customized Cash Rewards Secured
Apply now
On Bank of America's Secure Website
3.8
Annual fee:
$0
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
28.74% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
300-669 (Poor/Fair)
Rewards Earn 3% cashback in the category of your choice, 2% cashback at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter), and unlimited 1% cashback on all other purchases.
1% - 3% Cashback
Welcome Offer N/A
N/A
- Minimum Security Deposit: A minimum security deposit of $200 (maximum of $5,000) is required to open this account.
- 3% Cashback in the Category of Your Choice: Gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement/furnishings. You can change the choice category once every calendar month.
- 2% Cashback at Grocery Stores and Wholesale Clubs: Up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
- 1% Cashback on All Other Purchases.
- Annual Fee: None.
- Foreign Transaction Fees: 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee.
- Redeem Rewards: As a statement credit or direct deposit into an eligible Bank of America® or Merrill® account.
- Additional Features: Include access to credit education, financial help support, 24-hour fraud protection, $0 liability guarantee, contactless pay, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
- Regular APR: 28.74% Variable APR.
- Balance Transfer Fees: 4% of each transfer amount.
- Click ‘Apply Now’ to see the full terms and conditions.
Bank of America® Customized Cash Rewards Secured Credit Card will help to rebuild your credit while earning flexible cashback.