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Premium Rewards®

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Premium Rewards®
4.3

Annual fee:
$95

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.74% - 28.74% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

670-850 (Good/Excellent)

Rewards Earn 2x points for every $1 spent on travel and dining. Earn 1.5x points on all other purchases.

1.5x - 3.5x Points

Welcome Offer Earn 60,000 Bonus Points (a $600 value) after spending $4,000 in the first 90 days of your account opening.

60,000 Points

  • Welcome Offer: Earn 60,000 Bonus Points (a $600 value) after spending $4,000 in the first 90 days of your account opening.
  • 2x Points: On travel and dining.
  • 1.5x Points: On all other purchases.
  • Annual Fee: $95.
  • Foreign Transaction Fees: None.
  • Up to $100 Annually for Airline-Related Expenses: Enjoy a $100 annual travel statement credit for qualifying travel purchases such as seat upgrades, baggage fees, in-flight services, and lounge fees.
  • TSA PreCheck®/Global Entry: Get up to $100 every four years for TSA PreCheck® or Global Entry application fees.
  • Preferred Rewards® Program: Get more rewards by enrolling in the Preferred Rewards program. Preferred Rewards members earn 25% - 75% more points on every purchase. That means you could earn 2.5x to 3.5x points on travel and dining, and 1.87x to 2.62x points on all other purchases.
  • Redeem Rewards: For cashback deposits into Bank of America® checking or savings accounts, credit to an eligible Merrill account, statement credit on your credit card, or for gift cards and purchases at the Bank of America Travel Center.
  • Travel Benefits: Include Auto Rental Collision Damage Waiver, Roadside Dispatch Program, Trip Delay Reimbursement, Trip Cancellation and Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Travel and Emergency Assistance Services, and Emergency Evacuation and Transportation Coverage.
  • Purchase Protection: Covers new purchases for 90 days against damage or theft, up to $10,000 per claim.
  • Return Protection: Provides reimbursement for the cost of eligible items that the store won’t take back within 90 days of purchase, up to $250 per item and $1,000 per year.
  • Extended Warranty Protection: Doubles the time period of the manufacturers’ warranty, up to one additional year, for eligible items purchased with your card.
  • Visa Signature® Experiences: Include Luxury Hotel Collection and Concierge Services.
  • Additional Features: Include 24-hour fraud protection, $0 liability guarantee, contactless chip technology, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
  • Regular APR: 20.74% - 28.74% Variable APR.
  • Balance Transfer Fees: 4% of each transfer amount.
  • Click ‘Apply Now’ to see the full terms and conditions.
Bank of America® Premium Rewards® is a travel reward credit card with an unlimited 2x flat rate on travel and dining and 1.5x on all other purchases. Great additions are a welcome bonus, flexibility in how you redeem your points, travel benefits and perks.