Travel Rewards for Students: Simple Travel Rewards with No Annual Fee
Earn unlimited 1.5x points on all purchases and redeem them toward travel expenses, with no annual fee and no foreign transaction fees.
The Bottom Line
4.5
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The Bank of America® Travel Rewards Credit Card for Students stands out for its simplicity, offering unlimited 1.5x points on every purchase, no annual fee, and no foreign transaction fees. Rewards are easy to redeem toward travel and dining purchases, and the card provides a straightforward way for students to start building credit without managing bonus categories. It’s best for students who want a low-maintenance, beginner-friendly card with solid everyday rewards, especially those who plan to travel or study abroad. Students who want higher earning rates in specific categories, premium travel perks, or more flexible redemption options will likely find better value with other cards.
Travel Rewards for Students
Apply now
On Bank of America's Secure Website
Annual fee:
$0
Intro APR
Purchases: 0%, 15 billing cycles
Balance Transfers: 0%, 15 billing cycles
Regular APR
17.49% - 27.49% Variable APR
Credit Score
New To Credit
Rewards Earn 1.5X points on all purchases.
1.5x - 3x Points
Welcome Offer Earn 25,000 bonus points after spending $1,000 in the first three months. That's worth $250 when redeemed for statement credit toward travel and dining purchases.
25,000 Points
Welcome Offer
- Earn 25,000 bonus points after spending $1,000 in the first 90 days. These points can be redeemed for a $250 statement credit toward travel and dining purchases.
Rewards
- 3X Points on travel purchases booked through the Bank of America Travel Center.
- 1.5X Points on all purchases.
Redemption Options
- Redeem points for a statement credit towards travel and dining, or use them to book your next trip.
Fees and APR
- Annual Fee: $0.
- 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
- Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
- Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days.
- Regular Balance Transfer Fees: 5% of each transfer amount for balance transfers made after the introductory period ends.
- Foreign Transaction Fee: None.
Bank Relationship Benefits
- Bank of America Rewards Bonus: Enroll in BofA Rewards™ to earn bonus rewards on purchases made with eligible Bank of America® credit cards.
Convenience Features
- Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.
Buy Now, Pay Later Options
- Custom Pay Plan: Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Terms and Conditions
Click Apply Now to see the terms and conditions.
EarnSmart Rewards Strategy
- Discover it® Student: Earn 5% cashback on rotating quarterly categories (activation required), adding high-reward opportunities on common student purchases like groceries, gas, or online spending. 👉 Learn more about Discover it® Student.
- Savor Rewards for Students: Earn elevated cashback on dining, groceries, and entertainment, covering key everyday spending categories for students. 👉 Learn more about Savor Rewards for Students.