Bank of America^® Travel Rewards for Students: Simple Travel Rewards with No Annual Fee

Welcome Offer

Earn 25,000 bonus points after spending $1,000 in the first 90 days. These points can be redeemed for a $250 statement credit toward travel and dining purchases.

Rewards

1.5X Points on all purchases.

Redemption Options

Redeem points for statement credits toward eligible travel and dining purchases, or use them to book travel.

• Eligible travel redemptions include flights, hotels, vacation packages, cruises, rental cars, and baggage fees.
• Unlike many travel rewards cards, you aren’t restricted to a specific travel portal, and there are no blackout dates or booking limitations tied to particular websites.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days.
• Regular Balance Transfer Fees: 5% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: None.

How to Maximize This Card:

• Use the introductory APR wisely. If you have a large purchase, such as textbooks, a laptop, or study-abroad expenses, the introductory 0% APR period can help spread out payments. Be sure to pay off the balance before the regular APR takes effect.
• Pay your balance in full each month. Carrying a balance after the introductory period can quickly outweigh the value of the rewards you earn.
• Meet the welcome bonus requirement. Spend at least $1,000 within the first 90 days to earn the introductory bonus.
• Use the card when traveling abroad. Since it charges no foreign transaction fees, it’s a good choice for studying abroad or international travel.

Bank Relationship Benefits

• BofA Rewards™ Eligibility: An eligible Bank of America^® personal checking account is required to enroll in BofA Rewards™.
• Boosted Rewards for BofA Rewards™ Members: If you’re enrolled in BofA Rewards™, you can earn 10% to 75% more points.
  • Member: 10% rewards bonus
    • 1.65X Points on all purchases.
  • Preferred Plus: 25% rewards bonus
    • 1.87X Points on all purchases.
  • Preferred Honors: 50% rewards bonus
    • 2.25X Points on all purchases.
  • Premier: 75% rewards bonus
    • 2.62X Points on all purchases.

» MORE: BofA Rewards™ program

Convenience Features

Digital wallet compatible: Apple Pay^®, Google Pay™, Samsung Pay.

Buy Now, Pay Later Options

Custom Pay Plan: Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.

Terms and Conditions

Click Apply Now to see the terms and conditions.

EarnSmart Rewards Strategy

• Discover it^® Student: Earn 5% cashback on rotating quarterly categories (activation required), adding high-reward opportunities on common student purchases like groceries, gas, or online spending.
• Savor Rewards for Students: Earn elevated cashback on dining, groceries, and entertainment, covering key everyday spending categories for students.

Is This Card a Good Fit for You?

This card is a good fit if you:

• Want a simple, flat-rate rewards card with no annual fee and no foreign transaction fees.
• Prefer earning unlimited rewards that can be redeemed toward eligible travel and dining purchases.
• Can spend at least $1,000 within the first 90 days to qualify for the welcome bonus.
• Want a card with an introductory 0% APR on purchases and balance transfers to finance a large purchase or pay down existing debt.

» MORE: See Big4credit’s best credit cards for students