Travel Rewards: No Fee Travel Rewards
Earn unlimited 1.5X points on every purchase, plus no annual fee and no foreign transaction fees, with flexible travel statement credit redemptions.
The Bottom Line
4.5
BIG4CREDIT RANKING
Our 5-star rating is based on Big4credit’s independent, data-driven scoring system.
Each card is evaluated across multiple weighted categories – including rewards,
fees, welcome offers, 0% intro APR, ongoing APR, perks, benefits, and protections.
Ratings are determined solely by our research and analysis and are never influenced
by card issuers or advertisers. Read about our ranking system in the
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The Bank of America® Travel Rewards Credit Card is a simple no-annual-fee travel card that offers straightforward rewards and flexible travel redemptions. It earns a 1.5X points on all purchases, has no foreign transaction fees, and allows points to be redeemed as statement credits against a wide range of travel purchases, making it easy to use without tracking bonus categories. The card becomes especially valuable for customers enrolled in the BofA Rewards program with Bank of America, as the rewards boost can significantly increase its earning potential and make it competitive with many higher-tier travel cards. The downside is that the card lacks premium travel benefits such as airport lounge access, travel credits, hotel status, or transferable rewards partners. Without BofA Rewards, its earning rate is solid but not particularly exceptional. Overall, this card works best for travelers who want simple, flexible travel rewards, no annual fee, and no foreign transaction fees, especially those who can take advantage of BofA Rewards.
Travel Rewards
Apply now
On Bank of America's Secure Website
Annual fee:
$0
Intro APR
Purchases: 0%, 15 billing cycles
Balance Transfers: 0%, 15 billing cycles
Regular APR
17.49% - 27.49% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards 1.5x points on all purchases.
1.5x - 3x Points
Welcome Offer Earn 25,000 bonus points after spending $1,000 in the first 90 days. These points can be redeemed for a $250 statement credit toward travel and dining purchases.
25,000 Points
Welcome Offer
- Earn 25,000 bonus points after spending $1,000 in the first 90 days. These points can be redeemed for a $250 statement credit toward travel and dining purchases.
Rewards
- 3X Points on travel purchases booked through the Bank of America Travel Center.
- 1.5X Points on all purchases.
Redemption Options
- Redeem points for a statement credit towards travel and dining, or use them to book your next trip.
Fees and APR
- Annual Fee: $0.
- 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
- Regular APR: 17.49% - 27.49% Variable APR.
- Intro Balance Transfer Fees: 3% of the transfer amount for balance transfers made within the first 60 days.
- Regular Balance Transfer Fees: 5% of each transfer amount for balance transfers made after the introductory period ends.
- Foreign Transaction Fee: None.
Bank Relationship Benefits
- Bank of America Rewards Bonus: Enroll in BofA Rewards™ to earn bonus rewards on purchases made with eligible Bank of America® credit cards.
- Boosted Rewards for BofA Rewards™ Members: If you’re enrolled in BofA Rewards™, you can earn 10% to 75% more points.
- Up to 5.25% Cashback on the BofA Travel purchases.
- Up to 2.62% Cashback on All Other Purchases.
Convenience Features
- Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.
Buy Now, Pay Later Options
- Custom Pay Plan: Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Terms and Conditions
- Click Apply Now to see the terms and conditions.