Unlimited Cash Rewards for Students
On Bank of America's Secure Website
Annual fee:
$0
Intro APR
Purchases: 0%, 15 billing cycles
Balance Transfers: 0%, 15 billing cycles
Regular APR
18.24% - 28.24% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
New To Credit
Rewards Earn unlimited 1.5% cashback on all purchases. Rewards do not expire.
1.5% Cashback
Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 on purchases within the first 90 days of opening your account.
$200
Welcome Offer
Earn $200 cash rewards bonus after spending $1,000 in the first 90 days.
Rewards
Earn 1.5% unlimited cashback on all purchases. Cash rewards do not expire.
Redemption Options
Redeem rewards for statement credits, direct deposits to Bank of America® accounts, or to pay at Amazon.com and with PayPal.
Fees and APR
- Annual Fee: $0.
- 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
- Regular APR: After the introductory period, a variable APR of 18.24% - 28.24% applies to purchases and balance transfers.
- Intro Balance Transfer Fees: 4% of the transfer amount for balance transfers made within the first 60 days.
- Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
- Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.
Additional Features
- Better Money Habits®: Access educational tools and resources to help you build financial confidence and manage credit wisely.
- Zero liability protection, fraud protection, contactless checkout, Balance Connect® for overdraft protection, compatibility with digital wallets, automatic account alerts, and free access to FICO® Score.
Terms and Conditions
Click Apply Now to see the terms and conditions.