Quicksilver Rewards for Students
The Bottom Line
4.5
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fees, welcome offers, 0% intro APR, ongoing APR, perks, benefits, and protections.
Ratings are determined solely by our research and analysis and are never influenced
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The Capital One Quicksilver® Rewards for Students Credit Card is a solid starter option for students who want simple, flat-rate cashback with no annual fee. You earn unlimited 1.5% cashback on every purchase, so there’s no need to track bonus categories, plus a small welcome bonus and no foreign transaction fees. With easy redemption and helpful credit-building tools from Capital One, it’s a great choice for students who want straightforward rewards while building credit responsibly.
Quicksilver Rewards for Students
Apply now
On Capital One's Secure Website
Annual fee:
$0
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
18.49% - 28.49% Variable APR
Credit Score
300-669 (Poor/Fair)
Rewards Earn 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Earn 5% cashback on Capital One entertainment purchases. Plus, earn 1.5% unlimited cashback on all other purchases.
1.5% - 5% Cashback
Welcome Offer Earn a $50 bonus after spending $100 in the first 3 months.
$50
Exclusively for Students: This card is designed for students enrolled at a four-year university, community college, or another higher education institution.
Welcome Offer
- Earn a $50 bonus after spending $100 in the first 3 months.
Rewards
- 5% Cashback on Hotels, Vacation Rentals, and Rental Cars booked through Capital One Travel.
- 5% Cashback on Capital One Entertainment purchases.
- 1.5% Unlimited Cashback on All Other Purchases.
Redemption Options
- Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.
Fees and APR
- Annual Fee: $0.
- Regular APR: 18.49% - 28.49% Variable APR.
- Balance Transfer Fees: 4% of each transfer amount.
- Foreign Transaction Fee: None.
Exclusive Offers
- Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
- Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
- Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.
- Capital One Shopping: An online shopping tool that automatically applies available coupon codes to help you save at checkout.
- Capital One Travel: Get access to great prices on thousands of travel options, even after you book.
- 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
- Eno, Your Capital One Assistant: Eno monitors your account 24/7, sends alerts if something looks off, and can answer questions about your account instantly.
- Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.
Travel Benefits
- Travel Accident Insurance: Get automatic insurance for covered losses at no extra cost when you use your card to purchase your fare.
- Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
- Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
Purchase Protections
- Extended Warranty Protection: Doubles the original manufacturer’s or store warranty on eligible purchases, up to an additional two years.
Additional Features
- Build Your Credit History: Use your card responsibly to start building credit.
- Emergency card replacement and a cash advance.
- Instant Purchase Notifications: Stay on top of your spending with a push notification every time a purchase is approved on your account.
- Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
- Automatic Credit Line Reviews: Be automatically considered for a higher credit line in as little as six months.
- Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
- Flexible Payment Options: Choose a payment due date that works for you - whether it’s at the beginning, middle, or end of the month - and decide whether to pay your balance in full or just the minimum due.
- Automatic Payments: Set up AutoPay to pay your balance automatically, so you don’t have to log in and pay manually each month.
- Authorized Users: Add authorized users at no cost to maximize your earning potential.
- 24/7 Customer Service.
- Virtual Card Numbers: Make safer online payments without sharing your actual card number with merchants.
- Card Lock: Instantly lock your card or an employee’s card if it’s misplaced, lost, or stolen.
- Security Alerts: Get notified by text, email, or phone if Capital One detects potential suspicious activity on your account.
- CreditWise: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
- Recurring Transactions: Easily view a list of merchants that charge your card each month, such as subscriptions and recurring bills.
Terms and Conditions
Click Apply Now to see the terms and conditions.