Venture One

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Venture One
4.7

Annual fee:
$0

Intro APR

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular APR

19.24% - 29.24% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

740-850 (Excellent)

Rewards Earn 5x miles when you book hotels and rental cars through Capital One Travel. Earn 5x miles on Capital One entertainment purchases through December 31, 2025. Plus, earn 1.25x miles on all other purchases.

1.25x - 5x Miles

Welcome Offer Earn $20,000 bonus miles after spending $500 in the first 3 months. That's worth $200 when redeemed for cash.

20,000 Miles

Welcome Offer

Earn $20,000 bonus miles after spending $500 in the first 3 months. That’s worth $200 when redeemed for cash.


Rewards

  • 5x Miles on Hotels and Rental Cars: Earn 5x miles when you book hotels and rental cars through Capital One Travel.
  • 5x Miles on Capital One Entertainment purchases through December 31, 2025.
  • 1.25x Miles on All Other Purchases.

Redemption Options

  • Redeem miles for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.
  • 1:1 Mile Transfer: Transfer your miles to top airline and hotel loyalty programs at a 1:1 value.

Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
  • Regular APR: After the introductory period, a variable APR of 19.24% - 29.24% applies to purchases and balance transfers.
  • Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 15 months of account opening.
  • Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
  • Foreign Transaction Fee: None.

Exclusive Offers

  • Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
  • Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
  • 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
  • Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.

Travel Benefits

  • Global Entry/TSA PreCheck®: Get up to $120 every four years for the application fee.
  • Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
  • Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
  • Travel Benefits: Includes Mastercard Airport Concierge, Mastercard Global Service™, and Mastercard Travel and Lifestyle Services.

Purchase Protections

  • Extended Warranty Protection: Doubles the original manufacturer’s warranty on eligible purchases, providing up to one extra year of coverage.

Additional Features

  • Authorized Users: Add authorized users at no cost to maximize your earning potential.
  • Emergency card replacement, zero liability protection, automatic account alerts, 24/7 customer service, free credit score monitoring with CreditWise, and Card Lock to quickly lock your card if ever misplaced, lost, or stolen. Benefit from Mastercard ID Theft Protection for added peace of mind.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Capital One VentureOne Rewards Credit Card is a great travel card for people who want to earn rewards on every purchase without paying an annual fee. It offers unlimited 1.25 miles per dollar on all purchases, plus 5 miles per dollar on hotels and rental cars booked through Capital One Travel. New cardholders can enjoy a welcome bonus and a 0% intro APR on purchases and balance transfers for 15 months. With no foreign transaction fees and flexible redemption options, this card is best suited for occasional travelers looking to earn and use miles without added fees or complicated rules.