< Back

Prime Visa

Apply now

On Chase's Secure Website

Prime Visa
4.8

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.99% - 28.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership. Earn 2% cashback at restaurants, gas stations, and on local transit and commuting. Earn 1% cashback on all other purchases.

1% - 5% Cashback

Welcome Offer Get a $150 Amazon Gift Card instantly upon approval.

$150 Amazon Gift Card

Welcome Offer

Get a $150 Amazon gift card instantly upon approval.

  • Earn 5% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership.
  • Earn 2% cashback at restaurants, gas stations, and on local transit and commuting.
  • Earn 1% cashback on all other purchases.
  • Annual Fee: None.
  • Foreign Transaction Fees: None.
  • Prime Membership Required: You must have an Amazon Prime membership to apply.
  • Redeem Rewards: Redeem for purchases at Amazon.com, cashback, gift cards, or travel. Points post and can be redeemed as soon as the next day.
  • Prime Exclusive Offers: Earn 10% or more on a rotating selection of items and categories at Amazon with an eligible Prime membership.
  • Get it Now, Pay over Time: Enjoy 0% intro APR for 6-12 months on eligible Amazon purchases of $50 or more or at eligible retailers with Amazon Pay. Note: you won’t earn rewards if you choose equal monthly payments at checkout.
  • Chase Offers: Access deals in the Chase Mobile app and at chase.com. No coupons, codes, or vouchers are needed.
  • Free Authorized Users: Add authorized users at no cost to maximize your reward-earning potential.
  • Extended Warranty Protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of 3 years or less.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Lost Luggage Reimbursement, Roadside Dispatch®, Travel Accident Insurance, and Travel and Emergency Assistance Services.
  • Visa Signature® Experiences: Enjoy Luxury Hotel Collection and Concierge Services.
  • Additional features: Digital wallets, fraud protection, zero liability protection, 24/7 customer service, automatic accounts alerts, Chase Credit Journey, chip-enabled for enhanced security, and contactless checkout.
  • Regular APR: 19.99% - 28.74% Variable APR.
  • Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
If you're an active Amazon Prime shopper and frequently buy groceries at Whole Foods Market, this card is a must-have. It offers unbeatable rewards for shopping at Amazon.com and Whole Foods Market, plus excellent travel and purchase protection benefits. The welcome bonus adds extra value for savvy shoppers.