British Airways Visa Signature®: Avios Rewards and International Travel Benefits
Earn 3 Avios on British Airways, Aer Lingus, and Iberia purchases, plus 2 Avios on hotel accommodations booked directly with the hotel, and enjoy 10% off British Airways flights and up to $600 in reward flight statement credits.
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The British Airways Visa Signature® Credit Card is a strong airline card for travelers who frequently fly with British Airways and other Avios partners such as Iberia and Aer Lingus. It offers 3 Avios on airline and 2 Avios on hotel purchases and valuable perks like a 10% discount on eligible British Airways flights and the opportunity to earn a Travel Together Ticket. The card can deliver excellent value for travelers who know how to maximize Avios through partner award flights and international travel redemptions. The downside is that many of the card’s best benefits require significant spending or careful redemption strategies to maximize value. Overall, this card works best for frequent international travelers and Avios users seeking strong airline rewards.
British Airways Visa Signature®
Apply now
On Chase's Secure Website
Annual fee:
$95
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.24% - 27.74% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 3 Avios on British Airways, Aer Lingus, and Iberia flight purchases, 2 Avios on hotel accommodations booked directly with the hotel, and 1 Avios on all other purchases.
1x - 3x Avios
Welcome Offer Earn 75,000 bonus Avios after spending $5,000 in the first three months.
75,000 Avios Points
Welcome Offer
- Earn 75,000 bonus Avios after spending $5,000 in the first three months.
Rewards
- 3 Avios on British Airways, Aer Lingus, and Iberia flight purchases.
- 2 Avios on hotel accommodations booked directly with the hotel.
- 1 Avios on all other purchases.
Redemption Options
- Redeem Avios points for flights on British Airways and its airline partners, flight upgrades, hotel stays, car rental, and more. You also can redeem Avios to cover taxes, fees, and carrier charges on eligible reward flights.
Fees and APR
- Annual Fee: $95.
- Regular APR: 19.24% - 27.74% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: None.
Annual Credits & Statement Credits
- Up to $600 Reward Flight Statement Credits: Earn up to $600 in annual statement credits when booking British Airways reward flights and paying taxes and fees with your card – up to $100 per booking for Economy/Premium Economy or $200 for Business/First Class, up to three times per year.
Travel Benefits
- 10% British Airways Flight Discount: Save 10% on eligible British Airways flights from the U.S. when booking through www.ba.com/Chase10 with your card.
- Travel Together Ticket: Earn a Travel Together Ticket after $30,000 in annual spending to bring a companion on an eligible reward flight or save 50% on Avios for solo travel.
Travel Protections
- Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
- Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
Purchase Protections
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
- Extended Warranty: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
Lifestyle Perks
- DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
- Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
Convenience Features
- Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.
Buy Now, Pay Later Options
- Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.
Terms and Conditions
- Click Apply Now to see the terms and conditions.