Freedom Rise℠

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Freedom Rise℠
4.8

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

25.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

New To Credit

Rewards Earn unlimited 1.5% cashback on all your purchases.

1.5% Cashback

Welcome Offer Get a $25 statement credit when you enroll in automatic payments within the first three months of account opening.

$25

Improve Your Approval Chances: If you’ve never had a credit card, keeping at least $250 in a Chase checking or savings account before you apply can help you get approved for the Chase Freedom Rise℠ card.


Welcome Offer

  • $25 for Enrolling in Autopay: Get a $25 statement credit when you enroll in automatic payments within the first three months of account opening.

Rewards

  • Earn 1.5% unlimited cashback on all purchases.

Partner Benefits

  • DoorDash DashPass Membership: Enjoy 6 months of complimentary DashPass for DoorDash and Caviar, with $0 delivery fees and reduced service fees on eligible orders. Activate by December 31, 2027; enrollment auto-renews at the standard rate.
  • Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
  • 2% Cashback on Lyft: Earn 2% cashback on Lyft rides through September 30, 2027.

Redemption Options

  • Redeem rewards for cash, travel, gift cards, purchases at Amazon.com, and more.

Fees and APR

  • Annual Fee: $0.
  • Regular APR: 25.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Travel Benefits

  • Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

  • Turn Good Habits Into an Upgrade: If you use your Freedom Rise® card responsibly, you’ll be automatically checked each year for an upgrade to the Chase Freedom Unlimited® card. Just keep your account open, make at least one purchase, and pay all your bills on time for 12 months.
  • Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
  • Credit Limit Increase: After 6 months, Chase will see if you qualify for a higher spending limit on your Freedom Rise® card. Your credit limit is the most you’re allowed to spend on the card.
  • Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
  • 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
  • Lock or Unlock Your Card: Use the Chase Mobile® app or Chase.com to quickly lock your card and stop new purchases if it’s lost or stolen. You won’t be responsible for unauthorized charges, and your automatic payments will still go through.
  • Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
  • Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Chase Freedom Rise℠ Credit Card is an excellent choice for individuals looking to establish their credit history while earning rewards on everyday purchases. It offers unlimited 1.5% cashback on all purchases, with no annual fee and no rotating categories to track. To improve approval odds, applicants can benefit from having a Chase checking account before applying. The card also includes valuable purchase protection and automatic reviews for potential credit line increases and future upgrades. With its simple structure and useful benefits, Freedom Rise provides a strong foundation for building credit and earning consistent rewards along the way.