Freedom Unlimited®
On Chase's Secure Website
Annual fee:
$0
Intro APR
Purchases: 0%, 15 months
Balance Transfers: 0%, 15 months
Regular APR
19.99% - 28.74% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.
Chase Pay Over Time℠
Credit Score
670-850 (Good/Excellent)
Rewards Earn 5% cashback on travel purchased through Chase Travel℠. Earn 3% cashback on drugstores and dining. Earn 1.5% cashback on all other purchases.
1.5% - 5% Cashback
Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.
$200
Welcome Offer
Earn a $200 bonus after spending $500 in the first 3 months.
- Cashback: Earn 5% cashback on travel purchased through Chase Travel℠, 3% cashback on drugstore purchases and dining at restaurants, 1.5% cashback on all other purchases.
- Lyft: Earn 5% on qualifying Lyft rides through March 31, 2025.
- Annual Fee: None.
- Foreign Transaction Fees: 3% of the amount of each transaction in U.S. dollars.
- 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
- Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
- Regular APR: After the introductory period, a variable APR of 19.99% – 28.74% applies to purchases and balance transfers.
- Redeem Your Rewards: For cash, travel, gift cards, purchases, and more. Cashback rewards do not expire.
- DoorDash: Get a complimentary three-months DashPass membership. After that, you’ll be automatically enrolled in DashPass at 50% discount for the next 9 months. Activate by January 31, 2024. Plus, get up to $10 off quarterly on non-restaurant DoorDash orders.
- Travel Benefits: Includes Auto Rental Collision Damage Waiver, Trip Cancellation and Interruption Insurance, and Travel and Emergency Assistance Services.
- Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
- Extended warranty protection: Extends the warranty period by one additional year on eligible warranties of three years or less.
- Additional features: Zero liability protection, 24/7 fraud monitoring, free credit score and identity restoration with Chase Credit Journey, digital wallet technology, and contactless checkout.
- Click ‘Apply Now’ to see the full terms and conditions.