Iberia Visa Signature® : Airline Rewards with Spain and Europe Travel Value
Earn 3 Avios on Iberia, British Airways, and Aer Lingus purchases, 2 Avios on hotel accommodations booked directly with the hotel, and 1 Avios on all other purchases, plus earn 75,000 bonus Avios after spending $5,000 in the first three months.
The Bottom Line
4.3
BIG4CREDIT RANKING
Our 5-star rating is based on Big4credit’s independent, data-driven scoring system.
Each card is evaluated across multiple weighted categories – including rewards,
fees, welcome offers, 0% intro APR, ongoing APR, perks, benefits, and protections.
Ratings are determined solely by our research and analysis and are never influenced
by card issuers or advertisers. Read about our ranking system in the
Credit Card Ranking & Methodology section.
The Iberia Visa Signature® Credit Card is a strong airline card for travelers who frequently fly with Iberia and other Avios partners like British Airways and Aer Lingus. It offers 3 Avios on airline purchases, useful travel protections, and access to the flexible Avios rewards ecosystem, which can provide excellent value for international travel redemptions. The card becomes especially attractive for people who understand how to maximize Avios transfers and partner award flights. Perks like the discount voucher and lack of foreign transaction fees also add value for international travelers. The downside is that the card is more niche than general travel cards, and many of its best redemption opportunities require flexibility and familiarity with airline loyalty programs. Travelers who prefer simple cashback or domestic airline rewards may find it less practical. Overall, this card works best for international travelers and Avios enthusiasts seeking strong redemption potential and airline-specific rewards at a moderate annual fee.
Iberia Visa Signature®
Apply now
On Chase's Secure Website
Annual fee:
$95
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.24% - 27.74% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 3 Avios on Iberia, British Airways, and Aer Lingus flight purchases, 2 Avios on hotel accommodations booked directly with the hotel, and 1 Avios n all other purchases.
1x - 3x Avios
Welcome Offer Earn 75,000 Avios points after spending $5,000 within the first three months.
75,000 Avios Points
Welcome Offer
- Earn 75,000 Avios after spending $5,000 within the first three months.
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Rewards
- 3 Avios on Iberia, British Airways, and Aer Lingus flight purchases
- 2 Avios on hotel accommodations booked directly with the hotel
- 1 Avios on all other purchases
Redemption Options
- Redeem Avios for flights on Iberia and its airline partners, flight upgrades, hotel stays, car rental, and more.
Fees and APR
- Annual Fee: $95.
- Regular APR: 19.24% - 27.74% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: None.
Annual Credits & Statement Credits
- $1,000 Airfare Discount Voucher: Earn a $1,000 voucher toward two tickets on the same Iberia flight after spending $30,000 on your card in a calendar year.
Travel Benefits
- 10% Iberia Flights Discount: Save 10% on eligible roundtrip Iberia flights booked through Iberia.com/Chase10 with your card. Discount applies to base airfare only.
Travel Protections
- Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
- Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
Purchase Protections
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
- Extended Warranty: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
Lifestyle Perks
- DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
- Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
Convenience Features
- Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.
Buy Now, Pay Later Options
- Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.
Terms and Conditions
- Click Apply Now to see the terms and conditions.