IHG One Rewards Premier Business

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IHG One Rewards Premier Business
4.5

Annual fee:
$99

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.74% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 26x total points at IHG® Hotels and Resorts: 10X with this card, plus up to 10x for being an IHG One Rewards member, and up to 6x for Platinum Elite Status, a benefit of this card. Earn 5x points on travel, dining, select business purchases, and gas. Earn 3x points on all other purchases.

3x - 10x Points

Welcome Offer 140,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's up to 4 nights at over 5,100 IHG Hotels & Resorts properties worldwide.

140,000 Points

  • Welcome Offer: Earn 140,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s up to 4 nights at IHG Hotels & Resorts.
  • Earn up to 26x total points at IHG® Hotels and Resorts: 10X with this card, plus up to 10x for being an IHG One Rewards member, and up to 6x for Platinum Elite Status, a benefit of this card.
  • Earn 5x points on travel, dining, select business purchases, and gas.
  • Earn 3x points on all other purchases.
  • Complimentary Free Night Award (valued up to 40,000 points) every year on your account anniversary.
  • Redeem 3 nights, get 4th night free: Enjoy a reward night when you redeem points for a consecutive four-night stay at an IHG® hotel. You will receive the fourth night free, redeemable at the same hotel during that stay.
  • Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.
  • Automatic Platinum Elite Status for as long as you have the IHG One Rewards Premier Business Credit Card.
  • Save 20% when you purchase points with your IHG One Rewards Premier Business card.
  • No foreign transaction fee.
  • Redeem your rewards for free nights at IHG® Hotels and Resorts, travel, and more.
  • Receive a credit of up to $100 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck®, or NEXUS when charged to your card.
  • Earn an additional free night (up to 40,000 points) after spending $60,000 on your IHG One Rewards Credit Card each calendar year.
  • Get up to $50 in United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your MileagePlus® account.
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Travel benefits include Trip Cancellation and Trip Interruption Insurance.
  • Regular APR: 20.74% - 27.74% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the terms and conditions.
The IHG One Rewards Premier Business card offers a generous welcome bonus, complimentary Platinum Elite Status, and enhanced rewards on IHG® Hotels and Resorts, travel, dining, select business purchase, and gas, with 3x points on all other purchases. It provides competitive purchase and travel benefits, making it an excellent option for frequent IHG® travelers.