IHG One Rewards Premier
On Chase's Secure Website
Annual fee:
$99
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
20.99% - 27.99% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.
Chase Pay Over Time℠
Credit Score
670-850 (Good/Excellent)
Rewards Earn up to 26x points at IHG® Hotels and Resorts: 10x points per $1 spent with this card, up to 10x points for being an IHG One Rewards member, and up to 6x points for Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember. Earn 5x points on travel, dining, and gas. Earn 3x points on all other purchases.
3x - 10x Points
Welcome Offer Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. That's up to 4 nights at IHG Hotels & Resorts.
140,000 Points
- Welcome offer: Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. That’s up to 4 nights at IHG Hotels & Resorts.
- Earn up to 26x points at IHG® Hotels and Resorts: 10x points per $1 spent with this card, up to 10x points for being an IHG One Rewards member, and up to 6x points for Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember.
- Earn 5x points on travel, dining, and gas.
- Earn 3x points on all other purchases.
- Discount on point purchases: Save 20% when purchasing points with your IHG One Rewards Premier credit card.
- Annual fee: $99.
- No foreign transaction fees.
- Redeem your rewards: Use points for free nights at IHG® Hotels and Resorts, travel, and more. Get the fourth night free when redeeming points for a consecutive four-night stay at the same IHG® hotel. Points do not expire with IHG One Rewards program activity for 12 consecutive months.
- Anniversary free night: Receive a free night at IHG® Hotels & Resorts (up to 40,000 points value) on each account anniversary.
- $100 statement credit & 10,000 bonus points: Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.
- Global Entry, TSA PreCheck® or NEXUS statement credit: Receive up to $100 statement credit every four years for Global Entry, TSA PreCheck®, or NEXUS application fee when charged to your card.
- Up to $50 United® Airlines TravelBank Cash each year: Earn up to $50 in United® TravelBank Cash annually after registering your IHG One Rewards Premier credit card with your MileagePlus® account.
- Elite status: Enjoy Platinum Elite Status as long as you remain an IHG One Rewards Premier cardmember.
- Chase offers: Access deals through the Chase Mobile app and at chase.com with no coupons or registration required. Simply select an offer, add it to your card, and use it for purchases.
- Purchase protection: Covers new purchases against damage or theft for 120 days, up to $500 per claim and $50,000 per account.
- Extended warranty protection: Extends eligible U.S. manufacturer warranties of three years or less by one additional year.
- DoorDash: Get a complimentary one-year DashPass membership when you activate with the IHG One Rewards Premier card by December 31, 2024.
- Add an authorized user at no cost.
- Travel benefits: Include Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Cancellation/Trip Interruption Insurance, and Travel Accident Insurance.
- Fraud protection: 24/7 fraud monitoring.
- Regular APR: 20.99% - 27.99% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Click ‘Apply Now’ to see the full terms and conditions.