Welcome Offer

Earn 100,000 bonus points after spending $2,000 in the first three months. That’s up to 2 nights at IHG Hotels & Resorts.

• Up to 17x Points at IHG® Hotels and Resorts: Get 5x points for every $1 spent with this card, plus up to 10x points for being an IHG One Rewards member, and up to 2x points for Silver Elite Status, a benefit of being an IHG One Rewards Traveler cardmember.
• 3x Points: On dining, gas, utilities, internet, cable, phone services, and select streaming services.
• 2x Points: On all other purchases.
• Automatic Silver Elite status: Enjoy Silver Elite Status as long as you remain an IHG One Rewards Traveler Cardmember.
• Annual bonus: Earn 10,000 bonus points after you spend $10,000 each calendar year.
• Discount on Points Purchases: Save 20% when you purchase points with your IHG One Rewards Traveler credit card.
• Annual Fee: None.
• Authorized Users: Add authorized users at no cost.
• Foreign Transaction Fees: None.
• Redeem Rewards: For free nights at IHG® Hotels and Resorts, travel, and more. Points will not expire as long as there is IHG One Rewards program activity for 12 consecutive months.
• Redeem 3 Nights, Get 4th Night Free: Redeem points for a consecutive four-night stay at the same IHG® hotel and get the 4th night free.
• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends the manufacturer’s U.S. warranty period by one additional year on eligible warranties of three years or less.
• Travel Benefits: Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Cancellation/Trip Interruption Insurance, Travel Accident Insurance, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.
• Additional Benefits: Fraud protection.
• Regular APR: 20.99% - 27.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.