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IHG One Rewards Traveler

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IHG One Rewards Traveler
4.9

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.74% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 17x total points at IHG® Hotels and Resorts: Get 5x points for every $1 spent with this card, plus up to 10x points for being an IHG One Rewards member, and up to 2x points for Silver Elite Status, a benefit of being an IHG One Rewards Traveler cardmember. Earn 3x points on dining, gas, utilities, internet, cable, phone services, and select streaming services. Additionally, earn 2x points on all other purchases.

2x - 5x Points

Welcome Offer Earn 80,000 bonus points after spending $2,000 in the first three months.

80,000 Points

Welcome Offer

Earn 80,000 bonus points after spending $2,000 in the first three months. That’s up to 2 nights at IHG Hotels & Resorts.

Rewards

  • Up to 17x Points at IHG® Hotels and Resorts: 5x points for every $1 spent with the IHG One Rewards Traveler card + up to 10x points for being an IHG One Rewards member + up to 2x points with Silver Elite Status, a benefit of being an IHG One Rewards Traveler cardmember.
  • 3x Points on Select Categories:
    • 3x Points on Dining.
    • 3x Points at Gas Stations.
    • 3x Points on Utilities.
    • 3x Points on Internet, Cable, and Phone Services.
    • 3x Points on Select Streaming Services.
  • 2x Points on All Other Purchases.
  • Annual Bonus: Earn 10,000 bonus points after spending $10,000 in purchases each calendar year.
  • Discount on Points Purchases: Save 20% when you purchase points with your IHG One Rewards Traveler credit card.

Elite Hotel Status

  • Automatic Silver Elite Status with IHG One Rewards: Enjoy automatic Silver Elite Status with benefits like Late Checkout (where available) and 20% more points on stays at participating IHG Hotels & Resorts. Status renews every account anniversary year.

Redemption Options

  • Redeem rewards for free nights at IHG® Hotels and Resorts, travel, and more.
  • Points will not expire as long as there is IHG One Rewards program activity for 12 consecutive months.

Fees and APR

  • Annual Fee: $0.
  • Regular APR: 20.74% - 27.74% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Travel Benefits

  • Redeem 3 Nights, Get 4th Night Free: Redeem points for a consecutive four-night stay at the same IHG® hotel and get the 4th night free.
  • Other Travel Benefits: Includes Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, and Lost Luggage Reimbursement.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

  • Early Access to IHG Reward Night Sales: IHG One Rewards Cardmembers enjoy exclusive early access to Reward Night sales each year.

Additional Features

  • Authorized Users: Add authorized users at no cost to maximize your earning potential.
  • Fraud protection.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The IHG One Rewards Traveler card offers a valuable welcome bonus, complimentary Silver Elite Status, and increased rewards at IHG® Hotels and Resorts, dining, gas, utilities, and select streaming services. It also provides 2x points on other purchases. With strong purchase and travel benefits, it's a great option for frequent IHG® travelers.