IHG One Rewards Traveler
On Chase's Secure Website
Annual fee:
$0
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
20.99% - 27.99% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.
Chase Pay Over Time℠
Credit Score
670-850 (Good/Excellent)
Rewards Earn up to 17x total points at IHG® Hotels and Resorts: Get 5x points for every $1 spent with this card, plus up to 10x points for being an IHG One Rewards member, and up to 2x points for Silver Elite Status, a benefit of being an IHG One Rewards Traveler cardmember. Earn 3x points on dining, gas, utilities, internet, cable, phone services, and select streaming services. Additionally, earn 2x points on all other purchases.
2x - 5x Points
Welcome Offer Earn 80,000 bonus points after spending $2,000 in the first three months from account opening.
80,000 Points
- Welcome Offer: Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. That’s up to 2 nights at IHG Hotels & Resorts.
- Up to 17x Points at IHG® Hotels and Resorts: Get 5x points for every $1 spent with this card, plus up to 10x points for being an IHG One Rewards member, and up to 2x points for Silver Elite Status, a benefit of being an IHG One Rewards Traveler cardmember.
- 3x Points: On dining, gas, utilities, internet, cable, phone services, and select streaming services.
- 2x Points: On all other purchases.
- Automatic Silver Elite status: Enjoy Silver Elite Status as long as you remain an IHG One Rewards Traveler Cardmember.
- Annual bonus: Earn 10,000 bonus points after you spend $10,000 each calendar year.
- Discount on Points Purchases: Save 20% when you purchase points with your IHG One Rewards Traveler credit card.
- Annual Fee: None.
- Authorized Users: Add authorized users at no cost.
- Foreign Transaction Fees: None.
- Redeem Rewards: For free nights at IHG® Hotels and Resorts, travel, and more. Points will not expire as long as there is IHG One Rewards program activity for 12 consecutive months.
- Redeem 3 Nights, Get 4th Night Free: Redeem points for a consecutive four-night stay at the same IHG® hotel and get the 4th night free.
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
- Extended Warranty Protection: Extends the manufacturer’s U.S. warranty period by one additional year on eligible warranties of three years or less.
- Travel Benefits: Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Cancellation/Trip Interruption Insurance, Travel Accident Insurance, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.
- Additional Benefits: Fraud protection.
- Regular APR: 20.99% - 27.99% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Click ‘Apply Now’ to see the full terms and conditions.