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Ink Business Cash®

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Ink Business Cash®
4.8

Annual fee:
$0

Intro APR

Purchases: 0%, 12 months

Balance Transfers: N/A

Regular APR

17.99% - 23.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on the first $25,000 spent at office supply stores and on internet, cable and phone services each year. Earn 2% cashback on the first $25,000 spent at gas stations and restaurants each year. Earn 1% cashback on everything else, with no limit.

1% - 5% Cashback

Welcome Offer Earn $350 when you spend $3,000 in the first 3 months and another $400 when you spend $6,000 in the first 6 months after account opening. Earn 10% Business Relationship Bonus: If you have the Ink Business Cash card plus a Chase Business Checking, you'll get a 10% bonus on all cashback you earn in the first year. For example, if you earn $2,500 in cashback, you'll get an extra $250. This offer is only for cards opened between March and November 2024.

up to $750 + 10% Business Relationship Bonus

  • Welcome offer: Earn $350 when you spend $3,000 in the first 3 months and another $400 when you spend $6,000 in the first 6 months after account opening.
  • 10% Business Relationship Bonus: If you have the Ink Business Cash card plus a Chase Business Checking, you’ll get a 10% bonus on all cashback you earn in the first year. For example, if you earn $2,500 in cashback, you’ll get an extra $250. This offer is only for cards opened between March and November 2024.
  • Earn 5% cashback on the first $25,000 spent at office supply stores and on internet, cable and phone services each year.
  • Earn 2% cashback on the first $25,000 spent at gas stations and restaurants each year.
  • Earn 1% cashback on everything else, with no limit.
  • Earn 5% cashback on Lyft Rides through March 2025.
  • No annual fee.
  • Foreign transactions: 3% fee of the amount of each transaction in U.S. dollars.
  • 0% Intro APR on Purchases: For 12 months from account opening.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Regular APR: After the introductory period, a variable APR of 17.99% - 23.99% applies to purchases and balance transfers.
  • Redeem your rewards: For cash, gift cards, travel, and more through Chase Ultimate Rewards®.
  • Business Perks: Include tools to manage cash flow, credit limit increases as your business grows, and 24/7 access to account details.
  • Employee cards at no additional cost.
  • Purchase protection: Covers new purchases against damage or theft for 120 days, up to $10,000 per claim and $50,000 per account.
  • Extended warranty protection: Adds an extra year to U.S. manufacturer’s warranty of 3 years or less.
  • Travel benefits: Include Roadside Dispatch®, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.
  • Additional features: Include automatic account alerts, contactless payments, 24/7 fraud monitoring, and zero liability protection.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Ink Business Cash® card is a powerful reward credit card designed for businesses with strong earning potential. Highlights include a generous welcome bonus, an introductory 0% APR on purchases, extended warranty protection, and coverage for new purchases against damage and theft. This card is ideal for businesses that want to maximize their cashback rewards and take advantage of valuable perks.