Marriott Bonvoy Bold®: No Annual Fee Marriott Rewards
Earn up to 14X points on Marriott hotel stays, 2X points on everyday purchases, plus automatic Silver Elite status and no annual fee for simple hotel rewards.
The Bottom Line
4.2
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fees, welcome offers, 0% intro APR, ongoing APR, perks, benefits, and protections.
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The Marriott Bonvoy Bold® Credit Card is a solid no-annual-fee hotel card for occasional Marriott guests who want to earn hotel rewards without paying a yearly fee. It offers up to 14X points on Marriott stays, automatic Silver Elite status, travel protections, and no foreign transaction fees, making it a good entry-level option for casual travelers. The card works best for beginners or light Marriott users who want simple hotel rewards and access to Marriott Bonvoy benefits at no cost. It can also serve as an easy introduction to the Marriott loyalty program. The downside is that the card lacks many of the more valuable hotel perks found on higher-tier Marriott cards, such as free night certificates, meaningful elite status, or premium travel benefits. As a result, frequent Marriott travelers will likely get more long-term value from upgrading to a card with an annual fee. Overall, this card is best for occasional Marriott guests seeking basic hotel rewards and travel-friendly features with no annual fee.
Marriott Bonvoy Bold®
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Annual fee:
$0
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.24% - 27.74% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn up to 14X total points at Marriott: 3X points with the Marriott Bonvoy Bold® Card + up to 10X points as a Marriott Bonvoy® member + 1X point with Silver Elite Status, a benefit of being a Marriott Bonvoy Bold® cardmember. Additionally, earn 2X points on grocery stores, rideshares, select food delivery, select streaming services, internet, cable, and phone services, plus 1X points on all other purchases.
1x - 3x Points
Welcome Offer Earn 30,000 bonus points after spending $1,000 n the first three months.
30,000 Points
Welcome Offer
- Earn 30,000 bonus points after spending $1,000 n the first three months.
Rewards
- Up to 14X Points on Marriott Stays: 3X points with the Marriott Bonvoy Bold® Card + up to 10X points as a Marriott Bonvoy® member + 1X point with Silver Elite Status, a benefit of being a Marriott Bonvoy Bold® cardmember.
- 2X Points Categories:
- Grocery Stores
- Rideshare
- Food Delivery
- Select Streaming Services
- Internet, Cable, and Phone Services
- 1X Points on all other purchases.
Redemption Options
- Redeem points for free nights at Marriott hotels, flights, experiences and more.
- Pay Yourself Back®: Redeem Marriott Bonvoy® points for a statement credit to cover qualifying travel purchases made directly with airlines or at participating Marriott Bonvoy hotels, up to $750 per year.
Fees and APR
- Annual Fee: $0.
- Regular APR: 19.24% - 27.74% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: None.
Hotel Elite Status
- Marriott Bonvoy® Silver Elite Status: Enjoy automatic Silver Elite status with benefits like late checkout and bonus points on stays.
- Annual 5 Elite Night Credits: Receive 5 Elite Night Credits each calendar year.
Travel Protections
- Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 5 days for essential purchases if your baggage is delayed more than 6 hours.
- Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
- Trip Delay Reimbursement: If your trip is delayed by more than 12 hours or requires an overnight stay, you can be reimbursed up to $500 per traveler for expenses like meals and lodging.
Purchase Protections
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
Lifestyle Perks
- Visa Signature Concierge: 24/7 concierge assistance for travel planning, dining reservations, event tickets, and other services (availability and outcomes not guaranteed).
- DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
- Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
Convenience Features
- Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.
Buy Now, Pay Later Options
- Travel Now, Pay Later: Eligible cardmembers can split qualifying purchases between $100 and $5,000 made directly with airlines or participating Marriott Bonvoy® hotels into equal monthly payments with Chase Pay Over Time®, with no interest or plan fees. Purchases continue to earn rewards as usual.
- Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.
Terms and Conditions
- Click Apply Now to see the terms and conditions.