Marriott Bonvoy Bountiful®: Premium Hotel Rewards with Elite Perks
Earn up to 18.5X points on Marriott stays, 4X points on groceries and dining, and 2X points on all other purchases, plus automatic Gold Elite status and valuable hotel benefits for frequent Marriott travelers.
The Bottom Line
4.4
BIG4CREDIT RANKING
Our 5-star rating is based on Big4credit’s independent, data-driven scoring system.
Each card is evaluated across multiple weighted categories – including rewards,
fees, welcome offers, 0% intro APR, ongoing APR, perks, benefits, and protections.
Ratings are determined solely by our research and analysis and are never influenced
by card issuers or advertisers. Read about our ranking system in the
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The Marriott Bonvoy Bountiful® Credit Card is a strong mid-tier hotel card for travelers who frequently stay with Marriott and want elevated rewards without paying a luxury-level annual fee. It offers up to 18.5X points on Marriott stays, 4X points on groceries and dining, 2X points on all other purchases, automatic Gold Elite status, and an annual free night award opportunity after meeting spending requirements. The card is especially appealing for loyal Marriott guests who can take advantage of elite benefits and maximize Marriott point redemptions across the brand’s large global hotel network. The annual free night benefit can also help offset much of the annual fee for frequent travelers. The downside is that many of the card’s best perks depend on staying within the Marriott ecosystem, and the free night certificate requires significant yearly spending to unlock. Travelers looking for more flexible travel rewards or premium luxury perks may find better value elsewhere. Overall, this card works best for regular Marriott travelers seeking strong hotel rewards, automatic elite status, and long-term value from ongoing hotel stays.
Marriott Bonvoy Bountiful®
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Annual fee:
$250
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.24% - 27.74% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn up to 18.5X total points at Marriott: Earn 6X points with the Marriott Bonvoy Bountiful® Card + up to 10X points as a Marriott Bonvoy® member + up to 2.5X points with Gold Elite Status, a benefit of being a Marriott Bonvoy Bountiful® cardmember. Additionally, earn 4X points on up to $15,000 in combined purchases each year at grocery stores and restaurants, plus, 2X points on all other purchases.
2x - 6x Points
Welcome Offer Earn 85,000 bonus points after spending $4,000 in the first three months.
85,000 Points
Welcome Offer
Earn 85,000 bonus points after spending $4,000 in the first three months.
Rewards
- Up to 18.5X Points on Marriott Stays: Earn 6X points with the Marriott Bonvoy Bountiful® Card + up to 10X points as a Marriott Bonvoy® member + up to 2.5X points with Gold Elite Status, a benefit of being a Marriott Bonvoy Bountiful® cardmember.
- 4X Points Categories (on up to $15,000 in combined purchases each year):
- Grocery Stores
- Dining
- 2X Points on all other purchases.
- Additional Marriott Bonvoy® Stay Points: Earn 1,000 bonus points on eligible stays at participating Marriott Bonvoy® hotels.
Redemption Options
- Redeem rewards for free nights at Marriott hotels, for flights, experiences and more.
Fees and APR
- Annual Fee: $250.
- Regular APR: 19.24% - 27.74% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: None.
Annual Credits & Statement Credits
- Annual Free Night Award: Receive a Free Night Award after $15,000 in annual spending for eligible Marriott Bonvoy® stays up to 50,000 points.
Hotel Elite Status
- Annual 15 Elite Night Credits: Receive 15 Elite Night Credits each calendar year.
- Marriott Bonvoy® Gold Elite Status: Enjoy automatic Gold Elite status with benefits like enhanced room upgrades at participating Marriott Bonvoy® hotels when available.
Travel Protections
- Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 5 days for essential purchases if your baggage is delayed more than 6 hours.
- Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
- Trip Delay Reimbursement: If your trip is delayed by more than 12 hours or requires an overnight stay, you can be reimbursed up to $500 per traveler for expenses like meals and lodging.
Purchase Protections
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
Lifestyle Perks
- Visa Signature Concierge: 24/7 concierge assistance for travel planning, dining reservations, event tickets, and other services (availability and outcomes not guaranteed).
- DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
- Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
Convenience Features
- Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.
Buy Now, Pay Later Options
- Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.
Terms and Conditions
- Click Apply Now to see the terms and conditions.