Sapphire Preferred®
On Chase's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.99% - 28.24% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.
Chase Pay Over Time℠
Credit Score
670-850 (Good/Excellent)
Rewards Earn 5x points on travel booked through Chase Travel and 2x points on other travel purchases. Earn 3x points on dining, eligible online grocery purchases, and select streaming services. Earn 1x point on all other purchases.
1x - 5x Points
Welcome Offer Earn 100,000 bonus points after spending $5,000 in the first three months. That's worth $1,250 when redeemed for travel through Chase Travel or $1,000 for cash.
100,000 Points
Earn 100,000 bonus points after spending $5,000 in the first three months. That’s worth $1,250 when redeemed for travel through Chase Travel or $1,000 for cash.
Exclusive Offers: Early-access tickets, priority seating, and exclusive access to events with Sapphire offers, Chase Dining℠, and more.
Click Apply Now to see the terms and conditions.