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Sapphire Preferred®

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Sapphire Preferred®
4.7

Annual fee:
$95

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.74% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5x points on travel through Chase Travel and 2x points on other travel purchases. Earn 3x points on dining, eligible online grocery purchases, and select streaming services. Earn 1x point on all other purchases.

1x - 5x Points

Welcome Offer Earn 60,000 bonus points after spending $4,000 in the first three months. That's worth $750 when redeemed for travel through Chase Travel or $600 for cash.

60,000 Points

Welcome offer

Earn 60,000 bonus points after spending $4,000 in the first three months. That’s worth $750 when redeemed for travel through Chase Travel or $600 for cash.

  • Points on travel: 5x points on travel through Chase Travel, 2x points on other travel purchases.
  • Points on dining and more: 3x points on dining, eligible online grocery purchases (excluding Target, Walmart, and wholesale clubs), and select streaming services.
  • Points on other purchases:: 1x point on all other purchases.
  • Lyft rides: Earn 5x points on qualifying Lyft rides through 03/2025.
  • Peloton purchases: Earn 5x total points on Peloton equipment and accessory purchases over $150 through March 31, 2025.
  • Annual fee: $95.
  • Foreign transaction fees: None.
  • Authorized user fee: None.
  • Annual travel credit: Get up to $50 in statement credits each year for hotel stays through Chase Travel.
  • Anniversary points bonus: Earn bonus points equal to 10% of your total spend in points from the previous year, at a rate of 1 point for each $1 spent.
  • Redeem your rewards: For cash, gift cards, travel, or pay with points. Get 25% more value when redeemed for travel.
  • Points transfer: 1:1 points transfer for Chase’s airline and hotel partners.
  • DoorDash: Complimentary DoorDash Pass membership for one year (a $120 value) when activated by December 31, 2024.
  • Exclusive offers: Early-access tickets, priority seating, and exclusive access to events with Sapphire offers, Chase Dining℠, and more.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended warranty protection: Extends U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Trip Cancellation and Interruption Insurance, Baggage Delay Insurance, Trip Delay Reimbursement, Travel and Emergency Assistance Services, Travel Accident Insurance, Lost Luggage Reimbursement, and Roadside Assistance.
  • Ennismore hotel benefits: VIP access to benefits at Delano, Hyde, Mondrian, Morgans Originals and SLS hotels and resorts. Enjoy complimentary 4th night, room upgrades, late checkouts, priority cabana reservations, a $30 food and beverage credit, and more.
  • Visa Concierge: Get complimentary Visa Signature® Concierge Service 24 hours a day.
  • Additional card features: 24/7 customer service, digital wallets, fraud protection, zero liability protection, chip-enabled for enhanced security, and contactless checkout.
  • Regular APR: 20.74% - 27.74% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
Chase Sapphire Preferred® is a premium travel rewards credit card that stands out among its peers. With a generous sign-up bonus, flexible redemption options, purchase protection benefits, and valuable travel benefits, it's the go-to choice for frequent travelers and adventurers. Enjoy earning valuable points on travel, dining, and online grocery purchases. Benefit from no foreign transaction fees and access to exclusive travel perks. Maximize your rewards and enjoy added peace of mind with Chase Sapphire Preferred®.