Welcome Offer

Earn 60,000 bonus points after spending $5,000 on purchases in the first three months. That’s worth $900 when redeemed for travel through Chase Travel or $600 for cash.

Rewards

• 10x and 5x Points on Select Chase Travel Purchases (after spending $300 on travel annually):
  • 10x Points on Hotels (excluding The Edit℠).
  • 10x Points on Car Rentals.
  • 5x Points on Flights.
• 3x Points on Select Categories:
  • 3x Points on Other Travel Purchases after spending $300 on travel annually.
  • 3x Points on Dining, including takeout and eligible delivery services.
• 10x Points on Chase Dining Purchases with Ultimate Rewards®.
• 1x Points on All Other Purchases.

Partner Benefits

• $10 Monthly Lyft Credit: Earn $10 in Lyft credits each month (up to $120 annually) when you add your Sapphire Reserve card to the app. Offer valid through September 30, 2027.
• Lyft: Earn 5x Points on Lyft rides through September 2027.
• DoorDash: Enjoy complimentary DashPass membership for DoorDash and Caviar. Activate by December 31, 2027 to receive at least one year of benefits, including $0 delivery fees and lower service fees on eligible orders.
• Monthly DoorDash Credits: Available to DashPass members who activate the benefit through December 31, 2027:
  • $5 off one restaurant order per month (subtotal only; does not apply to taxes, fees, or tip)
  • Two $10 discounts on non-restaurant orders per month (like groceries or convenience items)
• Peloton: Earn 10x on Peloton equipment and accessory purchases over $150 when made directly through Peloton. There is a maximum earning limit of 50,000 points. Offer valid through December 31, 2027.

Lounge Access

• Complimentary Priority Pass™ Select membership: Enjoy unlimited access to over 1,300 lounges worldwide for you and up to two guests.
• Chase Sapphire Lounge by The Club: Relax and refresh with locally inspired menus, a curated selection of beverages, and an unforgettable atmosphere. To access these lounges, Sapphire Reserve cardmembers should enroll in their complimentary Priority Pass™ Select membership.
• Air Canada Lounges: Sapphire Reserve cardmembers enjoy access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada, and Europe. Simply present your Sapphire Reserve card and a same-day boarding pass for a Star Alliance flight. Exclusions apply.

Redemption Options

• Redeem your rewards for cash, gift cards, travel, products, services, and more.
• 50% More Value on Travel Redemption: Get 50% more value when you redeem points for travel through Chase Travel.
• 1:1 Point Transfer: Transfer your points to top airline and hotel loyalty programs at a 1:1 value. For example, 1,000 Chase Ultimate Rewards points equals 1,000 partner miles/points.

Fees and APR

• Annual Fee: $550, with an additional $75 per year for each authorized user.
• Regular APR: 20.24% - 28.74% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Annual Travel Credit: Receive a $300 credit for travel purchases charged to your card, annually on your account anniversary.
• Global Entry/TSA PreCheck®/NEXUS Fee Reimbursement: Get up to $120 every four years for the application fee.
• The Edit℠: Book through The Edit℠ to access a curated selection of exceptional accommodations, offering exclusive perks like daily breakfast for two, a $100 property credit, room upgrades (subject to availability), and more.
• Special Car Rental Benefits: Enroll in car rental rewards programs from National, Avis, and Silvercar to enjoy perks like upgrades, discounts on premium rentals, and exclusive promotions.
• Elite Hotel Benefits: Enjoy VIP treatment and complimentary daily breakfast at select luxury properties in over 60 countries through the Relais & Châteaux collection.
• Other Travel Benefits: Includes Auto Rental Coverage, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Emergency Evacuation and Transportation, and Emergency Medical and Dental.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $1,000 per year.

Exclusive Offers

• Reserved by Sapphire℠: Enjoy VIP access to exclusive sports, festivals, dining, and entertainment experiences, including exclusive lounges, early ticket sales, premium seating, and more.
• Private Dining Series: Enjoy memorable meal at sought-after restaurants in the country.
• Visa Infinite Concierge Service: Get assistance with dinner reservations, Broadway shows, concert tickets, and sporting events.

Additional Features

Zero liability protection, fraud protection, 24/7 customer service, contactless checkout, compatibility with digital wallets, and chip-enabled for enhanced security.

Terms and Conditions

Click Apply Now to see the terms and conditions.