Sapphire Reserve^®: Premium Travel Rewards with Luxury Benefits

Welcome Offer

• Limited-Time Offer: Earn 150,000 bonus points after spending $6,000 in the first three months.

Rewards

• 8X Points on Chase Travel Purchases, including The Edit℠.
• 4X Points Categories:
  • Flights booked directly with the airline
  • Hotels booked directly with the hotel
• 3X Points on Dining.
• 1X Points on All Other Purchases.
• Note: Purchases that qualify for the $300 Annual Travel Credit or the $500 Edit Hotel Credit do not earn points.

Redemption Options

• Redeem your rewards for cash, gift cards, travel, products, services, and more.
• Points Boost: Get up to 2X on select flights and hotels when you redeem through Chase Travel.
• 1:1 Point Transfer: Transfer your points to top airline and hotel loyalty programs at a 1:1 value.

Fees and APR

• Annual Fee: $795, with an additional $195 per year for each authorized user.
• Regular APR: 19.49% - 27.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Annual Credits & Statement Credits

• $300 Annual Travel Credit: Receive up to $300 in statement credit each year for travel purchases.
• $500 Credit for Stays with The Edit℠: Get up to $500 in annual statement credits, up to $250 per prepaid stay booked through The Edit℠ by Chase Travel (two-night minimum).
• $250 Annual Hotel Credit: Get up to $250 in statement credits on select hotel stays booked through Chase Travel, available through the end of 2026.
• Up to $120 Global Entry, TSA PreCheck^®, or NEXUS Credit: Receive a statement credit (up to $120 every four years) as reimbursement for your Global Entry^®, TSA PreCheck^®, or NEXUS application fee.
• $300 Annual Dining Credit: Get up to $300 in dining credits each year, up to $150 from January through June, and up to $150 from July through December. Statement credits apply automatically at select restaurants.
• $300 Annual StubHub Credit: Get up to $300 in statement credits each year through 12/31/2027, up to $150 from January to June and $150 from July to December on eligible StubHub and viagogo purchases (activation required).
• $120 Annual Peloton Membership Credit: Get up to $10 per month in statement credits for Peloton Membership purchases, up to $120 per calendar year through December 31, 2027.

Lounge Access

• Priority Pass™ Select membership (retail value up to $469): Complimentary membership for primary cardmembers and authorized users, with access to 1,500+ airport lounges worldwide. Includes up to 2 guests per visit (additional guests $27 each). Access is subject to lounge capacity and participation.
• Air Canada Lounges: Sapphire Reserve cardmembers enjoy access to select Air Canada’s network of Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada, and Europe. Simply present your Sapphire Reserve card and a same-day boarding pass for a Star Alliance flight. Exclusions apply.
• Chase Sapphire Lounge^® by The Club: Relax and refresh with locally inspired menus, a curated selection of beverages, and an unforgettable atmosphere.

Travel Benefits

• The Edit℠ Hotel Benefits: Book through The Edit℠ by Chase Travel to access a curated collection of premium hotels with exclusive benefits, like daily breakfast for two, a $100 property credit, room upgrades (when available), and more.
• Reserve Travel Designer Benefit: Get personalized, expert help from a Chase Travel advisor to plan and book unforgettable trips tailored to your style and preferences.

Hotel Elite Status

• IHG One Rewards Platinum Elite Status: Enjoy automatic Platinum Elite status with benefits like room upgrades, late checkout, and bonus points on stays through December 31, 2027.

Travel Protections

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is primary and provides reimbursement up to $75,000.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $10,000 per person and $20,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
• Trip Delay Reimbursement: If your trip is delayed by more than 6 hours or requires an overnight stay, you can be reimbursed up to $500 per traveler for expenses like meals and lodging.
• Travel Accident Insurance: Receive up to $1,000,000 in coverage for accidental death or dismemberment while traveling on a common carrier when you pay with your card.
• Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
• Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 5 days for essential purchases if your baggage is delayed more than 6 hours.
• Emergency Evacuation & Transportation: Get up to $100,000 in coverage for emergency evacuation and transportation if you become seriously ill or injured during a covered trip.
• Emergency Medical & Dental Coverage: Get reimbursed up to $2,500 for covered medical and dental expenses if you or an immediate family member become sick or injured while traveling 100+ miles from home (subject to a $50 deductible).

Travel & Emergency Assistance

• Travel & Emergency Assistance: Access to emergency referral and coordination services while traveling (service referrals only; costs not covered).
• Roadside Assistance: Get help with towing, battery jump-starts, tire changes, locksmith services, or fuel delivery, up to $50 per incident, up to 4 times per year.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per year.
• Extended Warranty: Extends warranty coverage by one additional year on original eligible warranties of three years or less, up to $10,000 per claim and $50,000 per year.
• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $1,000 per year.

Lifestyle Perks

• Sapphire Reserve^® OpenTable Benefit: Get access to primetime reservations and special dining events at select restaurants through OpenTable with your eligible card (available through 06/30/2026; enrollment required).
• Apple TV+ Subscription: Get at least 12 months of complimentary Apple TV+ after activation (activation required by 06/22/2027).
• Apple Music Subscription: Get a complimentary Apple Music individual subscription through 06/22/2027 (activation required).
• DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
• Monthly DoorDash Credits: Available to DashPass members who activate the benefit through December 31, 2027:
  • $5 off one restaurant order per month (subtotal only; does not apply to taxes, fees, or tip)
  • Two $10 discounts on non-restaurant orders per month (like groceries or convenience items)
• $10 Monthly Lyft Credit: Earn $10 in Lyft credits each month (up to $120 annually) when you add your Sapphire Reserve card to the app. Offer valid through September 30, 2027.
• 5x Points on Lyft: Earn 5x points on Lyft rides through September 30, 2027.
• 10x Points on Peloton: Earn 10x on eligible Peloton equipment and accessory purchases over $150, up to $5,000 in total purchases (through 12/31/2027).

Nice Extras

• Events & Experiences: Access exclusive ticket packages and private experiences across travel, dining, music, film, and more.

$75,000 Spend Benefits

As the primary cardmember, you’ll unlock the exclusive benefits below after spending $75,000 on your eligible Sapphire card within a calendar year:

• World of Hyatt Explorist Status: Earn Explorist status, valid for the rest of the year earned, the following year, and through February of the next year. Activation required.
• IHG Diamond Elite Status: Earn Diamond Elite status, valid for the rest of the year earned and the following year (activation required).
• $250 Credit for The Shops at Chase:: Earn up to $250 in statement credits for purchases at The Shops at Chase. Credits apply automatically through the end of the year you qualify and the following calendar year.
• $500 Southwest Airlines Chase Travel Credit: Get up to $500 in statement credits for Southwest Airlines purchases made through Chase Travel. Valid for the remainder of the year you qualify and the following calendar year.
• Southwest Airlines Rapid Rewards A-List Status: Enjoy A-List status with Southwest Airlines for the rest of the calendar year you qualify and through the end of the following year.

Terms and Conditions

• Click Apply Now to see the terms and conditions.