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Slate Edge®

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Slate Edge®
4.5

Annual fee:
$0

Intro APR

Purchases: 0%, 18 months

Balance Transfers: 0%, 18 months

Regular APR

19.99% - 28.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards N/A

N/A

Welcome Offer N/A

N/A

  • Annual fee: None.
  • Foreign transaction fees: 3% of the amount of each transaction in U.S. dollars.
  • 0% Intro APR on Purchases and Balance Transfers: For 18 months from account opening.
  • Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
  • Regular APR: After the introductory period, a variable APR of 19.99% - 28.74% applies to purchases and balance transfers.
  • Lower your interest rate: You will be automatically considered for an APR reduction by 2% when you pay on time and spend at least $1,000 on your card each year until your APR reaches the Prime Rate plus 9.74%.
  • Raise your credit limit: Get an automatic, one-time review for a higher credit limit when you pay on time and spend $500 in your first six months.
  • DoorDash: Get a complimentary three months of DashPass. After that, you are automatically enrolled in DashPass at 50% off for the next nine months. Activate by January 31, 2025. Plus, get up to $10 off quarterly on non-restaurant DoorDash orders.
  • Chase Offers: Access great deals in the Chase Mobile app and at chase.com. No coupons, codes, or vouchers needed. Just choose an offer, add it to your card, and then use it to pay in stores, online, or through mobile apps and wallets.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended warranty protection: Extends the warranty period by one additional year on eligible warranties of 3 years or less.
  • Travel benefits: Includes Roadside Dispatch® and Auto Rental Collision Damage Waiver.
  • Additional features: Includes Chase Credit Journey, zero liability protection, 24/7 fraud monitoring, embedded chip for enhanced security, contactless checkout, digital wallet, automatic accounts alerts, card replacement, and 24/7 customer service.
  • Click ‘Apply Now’ to see the full terms and conditions.
Slate Edge℠ Credit Card offers 0% intro APR on purchases and balance transfers for 18 months, making it a good option for those who need extra time to pay off an existing balance. However, this card does not come with a reward program. If Chase is not your preferred choice for banking, there are some other card options with even better offers and a longer 0% APR term.