Chase Slate Edge®: Simple Credit Card for Building Better Credit
Build or rebuild your credit with responsible card use, plus enjoy no annual fee and account protections designed for everyday spending.
The Bottom Line
2.5
BIG4CREDIT RANKING
Our 5-star rating is based on Big4credit’s independent, data-driven scoring system.
Each card is evaluated across multiple weighted categories – including rewards,
fees, welcome offers, 0% intro APR, ongoing APR, perks, benefits, and protections.
Ratings are determined solely by our research and analysis and are never influenced
by card issuers or advertisers. Read about our ranking system in the
Credit Card Ranking & Methodology section.
The Slate Edge® is a solid no-annual-fee card for people with fair credit who are looking to build or rebuild their credit profile. Instead of focusing on rewards, the card emphasizes credit improvement tools and automatic credit line increase reviews. The card also includes useful everyday protections like purchase protection, extended warranty coverage, and rental car coverage. The downside is the lack of meaningful rewards and the relatively high ongoing APR, making it a poor choice for carrying balances long term or maximizing cashback. Overall, this card works best for consumers with fair credit who want a low-cost way to strengthen their credit history while gaining access to useful account protections and financial tools.
Chase Slate Edge®
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Annual fee:
$0
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
29.24%
Credit Score
300-669 (Poor/Fair)
Rewards N/A
N/A
Welcome Offer N/A
N/A
Fees and APR
- Annual Fee: $0.
- Regular APR: 29.24% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.
Lifestyle Perks
- DoorDash DashPass Membership: Enjoy 6 months of complimentary DashPass for DoorDash and Caviar, with $0 delivery fees and reduced service fees on eligible orders. Activate by December 31, 2027; enrollment auto-renews at the standard rate.
- Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
Travel Protections
- Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary and provides reimbursement up to $60,000.
Travel & Emergency Assistance
- Roadside Assistance: Dispatch service available; service fees apply.
Purchase Protections
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
- Extended Warranty: Extends warranty coverage by one additional year on original eligible warranties of three years or less, up to $10,000 per claim and $50,000 per year.
Convenience Features
- Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.
Shopping & Savings
- Chase Offers: Activate personalized deals from popular merchants and earn automatic cashback when you use your card.
Buy Now, Pay Later Options
- Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.
Additional Features
- Credit Line Increases: Be considered for a credit line increase every 6 months or sooner.
- Free credit score access.
Ratings
- Net Value & Cost Efficiency: 4.7/10
- Rewards & Earnings Power: 0.0/10
- Welcome Bonus Value: 0.0/10
- First-Year Earning Boost: 0/10
- APR & Interest Structure: 2.3/10
- Simplicity & Transparency: 10.0/10
- Perks, Benefits & Protections: 3.6/10
- Issuer Credibility & Stability: 8.2/10
- Installment & BNPL Features: 7/10
- Eligibility & Approval Accessibility: 9.5/10
Big4Credit ratings are based on our independent analysis of each card’s features, value, fees, rewards, and benefits. Card issuers do not influence our ratings.
Terms and Conditions
- Click Apply Now to see the terms and conditions.