Slate®:
0% Intro APR for 21 Months with DoorDash Benefits
Enjoy 0% intro APR for 21 months on purchases and balance transfers. Includes 6 months of complimentary DashPass membership for food delivery with $0 delivery fees and up to $10 in quarterly savings on eligible orders.
BIG4CREDIT RANKING
Our 5-star rating is based on Big4credit’s independent, data-driven scoring system.
Each card is evaluated across multiple weighted categories – including rewards,
fees, welcome offers, 0% intro APR, ongoing APR, perks, benefits, and protections.
Ratings are determined solely by our research and analysis and are never influenced
by card issuers or advertisers. Read about our ranking system in the
Credit Card Ranking & Methodology section.
The Chase Slate® Credit Card offers 21 months of 0% APR on purchases and balance transfers, making it a strong option for avoiding interest, consolidating debt, or financing large expenses. The card also includes a few lifestyle perks through Chase’s DoorDash partnership, such as a complimentary 6 month DashPass membership and up to $10 in quarterly DoorDash savings on eligible orders. The main downside is that it does not earn rewards, which limits its long term value after the intro APR period ends. This card works best for people focused on paying down debt or financing a large purchase. It is not ideal for those looking to earn rewards on everyday purchases or for those who plan to carry a balance after the intro period, as other cards can offer better long term value.
0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 21 months from account opening.
Regular APR: After the introductory period, a variable APR of 18.24% - 28.24% applies to purchases and balance transfers.
Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.
Lifestyle Perks
DoorDash DashPass Membership: Enjoy 6 months of complimentary DashPass for DoorDash and Caviar, with $0 delivery fees and reduced service fees on eligible orders. Activate by December 31, 2027; enrollment auto-renews at the standard rate.
Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
Travel Protections
Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary and provides reimbursement up to $60,000.
Travel & Emergency Assistance
Roadside Assistance: Dispatch service available; service fees apply.
Purchase Protections
Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
Extended Warranty: Extends warranty coverage by one additional year on original eligible warranties of three years or less, up to $10,000 per claim and $50,000 per year.
Convenience Features
Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.
Shopping & Savings
Chase Offers: Activate personalized deals from popular merchants and earn automatic cashback when you use your card.
Buy Now, Pay Later Options
Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.
Additional Features
Credit Line Increases: Be considered for a credit line increase every 6 months or sooner.