Southwest Rapid Rewards® Premier Business: Airline Rewards with Anniversary Bonus Points
Earn 3X points on Southwest purchases and 2X on gas stations and dining, plus enjoy 6,000 anniversary bonus points, upgraded boarding benefits, and valuable Southwest travel perks.
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The Southwest Rapid Rewards® Premier Business Credit Card is a solid airline business card for small business owners who frequently fly with Southwest Airlines. It offers 3X points on Southwest purchases, useful bonus categories, 6,000 anniversary bonus points, and travel perks like upgraded boarding benefits and free first checked bag. The main drawback is that the rewards and perks are closely tied to Southwest’s route network and Rapid Rewards® program, making the card less appealing for travelers who prefer premium travel perks, lounge access, or broader airline flexibility. Overall, this card works best for Southwest-loyal business travelers seeking simple airline rewards and practical travel benefits.
Southwest Rapid Rewards® Premier Business
Apply now
On Chase's Secure Website
Annual fee:
$149
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.49% - 27.99% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 3X points on Southwest Airlines® purchases, 2X points at gas stations and restaurants on up to $8,000 in combined purchases per year, and 1X point on all other purchases. Plus, earn 1X point on up to $15,000 in balance transfers made within the first 90 days of account opening.
1x - 3x Points
Welcome Offer Earn 80,000 points after spending $3,000 in the first three months.
80,000 Points
Welcome offer
Earn 80,000 points after spending $3,000 in the first three months.
Rewards
- 3X Points on Southwest Airlines® purchases.
- 2X Points Categories on up to $8,000 in combined purchases per year:
- Gas Stations
- Restaurants
- 1X Point on all other purchases.
- 1X Point on up to $15,000 in balance transfers made within the first 90 days of account opening.
Redemption Options
- Redeem points for flights, hotel stays, car rentals, shopping, and more.
Fees and APR
- Annual Fee: $149.
- Regular APR: 19.49% - 27.99% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: None.
Annual Credits & Statement Credits
- Anniversary Bonus Points: Receive 6,000 bonus points each year after your cardmember anniversary.
Travel Benefits
- Free Checked Bag: The cardmember and up to 8 companions on the same reservation receive a free first checked bag on eligible flights.
- Preferred Seat Selection: Choose a Preferred or Standard seat within 48 hours prior to departure on eligible Southwest® flights, when available, for the cardmember and up to 8 companions on the same reservation.
- Group 5 Boarding: Enjoy Group 5 boarding on eligible Southwest® flights for the cardmember and up to 8 companions on the same reservation.
- 15% Flight Discount: Receive a 15% promo code each account anniversary year for eligible Southwest® flight bookings.
- 25% Inflight Savings: Get 25% back as a statement credit on eligible Southwest Airlines® inflight purchases like drinks and Wi-Fi when paying with your card.
Airline Elite Status - Southwest Rapid Rewards®
- 2,000 Tier Qualifying Points (TQPs): Earn 2,000 TQPs for every $5,000 spent in purchases annually to help qualify for Southwest Rapid Rewards® A-List or A-List Preferred status.
Travel Protections
- Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
- Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
Purchase Protections
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
- Extended Warranty: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
Business Tools & Controls
- Free Employee Cards: Add employee cards at no extra cost, earn rewards on their purchases, and set individual spending limits.
Buy Now, Pay Later Options
- Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.
Terms and Conditions
- Click Apply Now to see the terms and conditions.