Welcome Offer
Earn 75,000 bonus miles + 2,000 Premier Qualifying Points (PQP) after spending $5,000 in the first three months.
Rewards
- Up to 7x Miles on United Purchases:
- 7x Miles on United Flights: 5x miles as a MileagePlus member + 2x miles with the United Business Card.
- 5x Miles on Hotel Stays Booked Through United Hotels: 2x miles as a MileagePlus member + 2x mile with the United Business Card + 1x mile when you prepay through United Hotels.
- 2x Miles on Other United Purchases.
- 2x Miles on Select Categories:
- 2x Miles at Gas Stations.
- 2x Miles on Dining, including eligible delivery services.
- 2x Miles at Office Supply Stores.
- 2x Miles on Local Transit, including rideshares, taxicabs, train tickets, tolls, and mass transit.
- 1x Miles on All Other Purchases.
Partner Benefits
- Instacart Credit: Get up to $120 in Instacart credits each calendar year. Receive a $10 credit every month when you use your United℠ Business Card for purchases made directly through Instacart. Offer ends 12/31/2027.
- 3-Month Instacart+ Membership: Enjoy a complimentary 3-month Instacart+ membership, which includes unlimited deliveries with $0 delivery fees on eligible orders. After the trial, you’ll be automatically enrolled at 25% off the annual rate. Offer ends 12/31/2027.
Lounge Access
United Club℠ Access: Receive 2 one-time passes per year (worth over $100), with free drinks, snacks, and high-speed Wi-Fi.
Redemption Options
Redeem your miles for flights, hotel stays, car rentals, shopping, and more.
Fees and APR
- Annual Fee: $150
- Regular APR: 20.49% - 28.99% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: None.
Business Perks
Employee cards at no additional cost.
Travel Benefits
- Free Checked Bags: The Primary Cardmember and one companion receive their first checked bag free, saving up to $160 per round trip.
- Annual United Travel Credit: Receive a $125 United travel credit each account anniversary year after making five United flight purchases of $100 or more.
- FareLock Credit: Earn up to $25 in credits each year when you purchase FareLock on United or United Express® operated flights. FareLock lets you hold your fare for 3, 7, or 14 days, locking in the price while you finalize your plans.
- United Hotels Credit: Get up to $100 back each anniversary year. Earn a $50 statement credit on both your first and second prepaid hotel stays booked directly through United® Hotels with your United℠ Business Card.
- Rideshare Credit: Enroll to get up to $100 back each calendar year on rideshare purchases paid with your United℠ Business Card.
- $8 back per month from January through November.
- Up to $12 back in December.
- Avis & Budget Car Rental Credit: Get up to $50 in United® TravelBank cash each anniversary year. Earn $25 back for both your first and second Avis or Budget car rentals booked through cars.united.com and paid with your United℠ Business Card.
- JSX Flights Credit: Get up to $100 back each anniversary year as a statement credit when you book flights directly with JSX using your United℠ Business Card. JSX offers a semi-private flying experience with the convenience of commercial fares.
- Priority Boarding: The Primary Cardmember and their companions can board United-operated flights before general boarding.
- Better-Together Anniversary Bonus: Receive 5,000 bonus miles each year when you hold both the United Business Card and a personal United credit card.
- Economy Plus® Seat Upgrades: Earn 2 seat upgrades within the continental U.S. each calendar year after spending $25,000 on your United℠ Business Card.
- In-Flight and Lounge Discounts: Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights and Club premium drinks.
- Premier Qualifying Points (PQP): Earn 1 PQP for every $20 spent, up to 4,000 PQP toward your MileagePlus Premier status per year.
- Other Travel Benefits: Includes Auto Rental Collision Damage Waiver, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.
Purchase Protections
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
- Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
Exclusive Offers
- Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.
Additional Features
Emergency card replacement, zero liability protection, fraud protection, 24/7 customer service, contactless checkout, and Visa Signature® concierge service.
Terms and Conditions
Click Apply Now to see the terms and conditions.