United℠ Business: Airline Rewards and Travel Perks for Business Owners

Welcome Offer

• Limited-Time Offer:
  • Earn 100,000 bonus miles + 2,000 Premier Qualifying Points (PQP) after spending $5,000 in the first three months.
  • +10,000 bonus miles after you add an employee card in the first three months.

Rewards

• Up to 8X Miles on United Purchases:
  • 8X Miles on United flights: 6X miles as a MileagePlus member + 2X miles with the United Business Card.
  • 2X Miles on all other United Purchases.
• 2X Miles Categories:
  • Gas Stations
  • Dining, including eligible delivery services
  • Office Supply Stores
  • Local Transit, including rideshares, taxicabs, train tickets, tolls, and mass transit
• 1X Miles on all other purchases.

Redemption Options

• Redeem miles for flights, hotel stays, car rentals, shopping, and more.
• Award Flight Discount: Save at least 10% when booking flights with miles, with additional savings available for Premier members.

Fees and APR

• Annual Fee: $150.
• Regular APR: 19.74% - 28.24% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Annual Credits & Statement Credits

• $125 United Travel Credit: Earn a $125 United travel credit after making five United^® flight purchases of $100 or more each calendar year with your United℠ Business Card.
• Up to $100 in United Hotels Credits: Earn up to $100 in statement credits each anniversary year – get $50 back on both your first and second prepaid hotel stays booked through United^® Hotels with your United℠ Business Card.
• Up to $100 in Rideshare Credits: Earn up to $100 in statement credits each calendar year on rideshare purchases – up to $8 monthly from January to November and up to $12 in December. Enrollment required.
• Up to $50 in Avis/Budget Car Rental Credits: Earn up to $50 in United^® TravelBank cash each anniversary year – get $25 after each of your first two eligible Avis or Budget rentals booked through cars.united.com with your United℠ Business Card.
• Up to $120 Instacart Credit: Earn up to $120 in statement credits annually – get a $10 credit each month on Instacart purchases when you pay with your United℠ Business Card. Ends 12/31/27.
• Up to $100 JSX Credit: Get up to $100 in statement credits each anniversary year on flights booked directly with JSX using your United℠ Business Card.
• Up to $25 in FareLock Credits: Get up to $25 in statement credits each anniversary year on United FareLock purchases for United or United Express^® flights when you pay with your United℠ Business Card.

Bank Relationship Benefits

• Better-Together Anniversary Bonus: Receive 5,000 bonus miles each year when you hold both the United℠ Business Card and a personal United credit card.

Lounge Access

• United Club℠ Access: Receive 2 United Club℠ one-time passes each year (worth $100+ total) and enjoy lounge perks like complimentary drinks, snacks, Wi-Fi, and more.

Travel Benefits

• Free Checked Bags: The Primary Cardmember and one companion receive their first checked bag free, saving up to $160 per round trip.
• Economy Plus^® Seat Upgrades: Earn 2 continental U.S. Economy Plus^® seat upgrades after spending $25,000 in a calendar year.
• Priority Boarding: The primary cardmember and companions on the same reservation can board eligible United-operated flights before general boarding.
• 25% Savings on Inflight and Club Purchases: Receive 25% back on United inflight and Club premium drink purchases.

Airline Elite Status - United MileagePlus^® Premier^® Status

• Premier Qualifying Points (PQP): Earn 1 PQP for every $20 spent, up to 4,000 PQP per year. PQP count toward United MileagePlus^® Premier status (up to Premier 1K^®).

Travel Protections

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is primary and provides reimbursement up to $60,000.
• Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
• Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
• Trip Delay Reimbursement: If your trip is delayed by more than 12 hours or requires an overnight stay, you can be reimbursed up to $500 per traveler for expenses like meals and lodging.
• Travel Accident Insurance: Receive up to $500,000 in coverage for accidental death or dismemberment while traveling on a common carrier when you pay with your card.

Travel & Emergency Assistance

• Roadside Assistance: Get help with towing, battery jump-starts, tire changes, locksmith services, or fuel delivery, up to $50 per incident, up to 4 times per year.
• Travel & Emergency Assistance: Access to emergency referral and coordination services while traveling (service referrals only; costs not covered).

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty: Extends warranty coverage by one additional year on original eligible warranties of three years or less, up to $10,000 per claim and $50,000 per year.

Lifestyle Perks

• Visa Signature Concierge: 24/7 concierge assistance for travel planning, dining reservations, event tickets, and other services (availability and outcomes not guaranteed).
• 3-Month Instacart+ Membership: Get 3 complimentary months of Instacart+ with unlimited $0 delivery fee orders on eligible purchases. Afterward, continue at 25% off the annual membership rate. Benefits end 12/31/2027.

Nice Extras

• Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.

Business Tools & Controls

• Free Employee Cards: Add employee cards at no extra cost, earn rewards on their purchases, and set individual spending limits.

Buy Now, Pay Later Options

• Chase Pay Over Time^®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.

Terms and Conditions

• Click Apply Now to see the terms and conditions.