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United Business

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United Business
5.0

Annual fee:
$99, fee waived for the first year

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.49% - 28.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 7x miles on United flights: 5x miles as a MileagePlus member plus 2x miles with the United Club Business Card. Earn 2x miles on other United purchases. Earn 3x miles on hotel stays through United Hotels: 2x miles as a MileagePlus member plus 1x miles with the United Club Business Card. Earn 2x miles on gas, dining, office supplies, and local transit. Earn 1x miles on all other purchases.

1x - 2x Miles

Welcome Offer Earn 75,000 bonus miles after spending $5,000 on purchases in the first 3 months of account opening.

75,000 Miles

  • Welcome offer: Earn 75,000 bonus miles after spending $5,000 on purchases in the first 3 months of account opening.
  • Earn 7x miles on United flights: 5x miles as a MileagePlus member plus 2x miles with the United Club Business Card.
  • Earn 2x miles on other United purchases.
  • Earn 3x miles on hotel stays through United Hotels: 2x miles as a MileagePlus member plus 1x miles with the United Club Business Card.
  • Earn 2x miles at gas stations.
  • Earn 2x miles on dining including eligible delivery services.
  • Earn 2x miles at office supply stores.
  • Earn 2x miles on local transit including ride shares, taxicabs, train tickets, tolls and mass transit.
  • Earn 1x miles on all other purchases.
  • Annual fee: $99, waived for the first 12 months.
  • No foreign transaction fees: Enjoy purchases abroad without extra charges.
  • Redeem your miles: For flights, hotel stays, car rentals, shopping, and more.
  • United Club℠ access: Get 2 United Club one-time passes per year (over a $100 value), with complimentary beverages, snacks, high-speed Wi-Fi, and more.
  • Annual United travel credit: Enjoy a $100 United travel credit each account anniversary year after 7 United flight purchases of $100 or more.
  • Better-together anniversary bonus: Get a 5,000 miles anniversary bonus when you have the United Business Card and a personal United credit card.
  • Free checked bags: The primary cardmember and one companion get the first checked bag free, saving up to $160 per roundtrip.
  • Priority boarding: The primary cardmember and companions on the same reservation can board United-operated flights before general boarding.
  • In-flight and lounge discounts: Receive 25% back on United in-flights and Club premium drink purchases.
  • Employee cards at no additional cost.
  • Exclusive cardmember events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.
  • DoorDash: Get a one-year complimentary DashPass. After that, you are automatically enrolled at the current monthly rate. Activate by December 31, 2024.
  • Premier qualifying points (PQP): Earn 25 PQP for every $500 spent, up to 1,000 PQP toward your MileagePlus Premier status per year.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Extended warranty protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel benefits: Auto Rental Collision Damage Waiver, Travel Accident Insurance, Trip Cancellation and Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.
  • Visa concierge: 24/7 Visa Signature® concierge service.
  • Additional card features: Emergency card replacement, zero liability protection, fraud protection, 24/7 customer service, and contactless checkout.
  • Regular APR: 21.49% - 28.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The United℠ Business card is designed for business owners and frequent United Airlines travelers who seek versatile travel rewards. This card offers robust rewards, including 7x miles on United flights, 2x miles on other United purchases, gas, dining, office supplies, and local transit, and 1x mile on all other purchases. With perks like a generous welcome bonus, two complimentary one-time United Club passes, priority boarding, free checked bags, and extensive travel protections, this card is perfect for those who want to enhance their travel experience while earning valuable rewards.