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United Club℠ Infinite

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United Club℠ Infinite
4.8

Annual fee:
$525

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.49% - 28.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

740-850 (Excellent)

Rewards Earn 9x Miles on United Flights: 5x miles as a MileagePlus member and an additional 4x miles with the card. Earn 4x miles on all other United purchases. Ear 4x miles on hotels booked through United Hotels: 2x miles as a MileagePlus member and an additional 2x miles with the card. Earn 2x miles on all other travel and dining. Earn 1x mile on all other purchases.

1x - 4x Miles

Welcome Offer Earn 80,000 bonus miles after spending $5,000 in the first three months from account opening. Additionally, earn 5,000 bonus miles after adding an authorized user to your account within the first 3 months of your account opening.

80,000 Miles

  • Welcome Offer: Earn 80,000 bonus miles after spending $5,000 in the first three months from account opening.
  • 5,000 Bonus Miles for Authorized Users: Earn 5,000 bonus miles after adding an authorized user to your account within the first 3 months of your account opening.
  • 9x Miles on United Flights: Earn 5x miles on United flights as a MileagePlus member, plus an additional 4x miles with the United Club card.
  • 4x Miles on All Other United Purchases: Earn 4x miles on tickets, Economy Plus®, inflight food, beverages and Wi-Fi.
  • 4x Miles on Hotels Booked Through United Hotels: Earn 2x miles on hotels booked through United Hotels as a MileagePlus member, plus an additional 2x miles with the United Club card.
  • 2x Miles on All Other Travel: Earn 2x miles on airfare, trains, local transit, cruise lines, hotels, car rentals, taxis, resorts, ride-share services, and tolls.
  • 2x Miles on Dining: Earn 2x miles on eligible dining purchases, including delivery services.
  • 1x Mile on All Other Purchases.
  • Annual Fee: $525.
  • Foreign Transaction Fees: None.
  • Redeem Miles: Use miles for travel on United, upgrades, inflight Wi-Fi, hotel stays, car rentals, and more. MileagePlus miles do not expire.
  • United Club Membership: Enjoy complimentary United Club membership (up to $650 value per year). Relax with complimentary beverages, snacks, high-speed Wi-Fi, and more while waiting for your flight.
  • Free Checked Bags: Get the first and second checked bags free for you and a companion traveling on the same reservation (save up to $360 per round trip).
  • Global Entry/TSA PreCheck®/NEXUS Fee Reimbursement: Receive up to $100 every four years as reimbursement for the application fee.
  • $75 IHG Statement Credit: Receive up to $75 in statement credits per calendar year for IHG® Hotels and Resorts purchases charged to your card in 2024.
  • Premier Access® Travel Services: Enjoy priority check-in, security screening, boarding, and baggage handling privileges where available.
  • In-Flight and Lounge Discounts: Receive 25% back as a statement credit on premium drink purchases onboard United flights and in United Club lounges.
  • Premier Upgrades on Award Tickets: The primary Cardmember with MileagePlus® Premier® status and one companion on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights.
  • Platinum Elite Status in IHG One Rewards: Eligible for this exclusive status.
  • Avis President’s Club®: Enjoy complimentary two-car class upgrades, guaranteed car availability, expedited rental service, and more.
  • Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.
  • DashPass Membership: Get a one-year complimentary DashPass. After that, you will be automatically enrolled at the current monthly rate. Activate by December 31, 2024.
  • Premier Qualifying Points (PQP): Earn up to 10,000 PQP toward your MileagePlus Premier status. Earn 25 PQP for every $500 spent, up to 10,000 PQP per year.
  • 10% Discount on United Economy Saver Awards: Within the continental U.S. and Canada. Book award flights with 10% fewer miles as the primary Cardmember.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Return Protection: Reimburses for eligible items the store won’t take back within 90 days of purchase. Up to $500 per item, $1,000 per year.
  • Extended Warranty Protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel Benefits: Include Auto Rental Collision Damage Waiver (primary coverage), Trip Cancellation and Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Emergency Evacuation and Transportation, Travel Accident Insurance, and Travel and Emergency Assistance Services.
  • Visa Infinite® Concierge Service: Complimentary 24/7 service, available 365 days a year, from home or abroad.
  • Additional Card Features: Include zero liability protection, fraud alerts, emergency card replacement, 24/7 customer service, digital wallets, and contactless checkout.
  • Regular APR: 21.49% - 28.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Chase United Club℠ Infinite Card is tailored for frequent United travelers seeking premium benefits and exclusive airport lounge access. It offers a generous sign-up bonus and the opportunity to earn up to 9x miles on United purchases. Cardholders enjoy complimentary United Club membership, which provides access to lounges, along with priority airport services, free checked bags for themselves and a companion, and reimbursement for Global Entry/TSA PreCheck®/NEXUS fees. The card also includes extensive purchase and travel protections, such as purchase protection, return protection, extended warranty coverage, and primary rental car insurance. With an annual fee of $525, it's ideal for those who will take full advantage of its broad range of benefits.