World of Hyatt Business: Business Travel Rewards with Hyatt Elite Benefits
Earn up to 9X points on Hyatt stays and 2X points on everyday business purchases, plus enjoy Discoverist status and enhanced travel value through the Hyatt program.
The Bottom Line
4.2
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fees, welcome offers, 0% intro APR, ongoing APR, perks, benefits, and protections.
Ratings are determined solely by our research and analysis and are never influenced
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The World of Hyatt Business Credit Card is a strong hotel card for business owners who frequently stay with Hyatt Hotels and want valuable hotel perks. It offers up to 9X points on Hyatt stays and 2X points on several business spending categories, along with automatic Discoverist status and spending-based pathways to higher Hyatt elite tiers. The card is especially attractive for loyal Hyatt travelers because Hyatt points are widely considered among the most valuable hotel rewards currencies, often delivering strong redemption value for hotel stays. Additional benefits like Hyatt credits and elite-night earning opportunities can provide meaningful long-term value for frequent guests. The downside is that Hyatt’s hotel footprint is smaller than some competing hotel programs, which may limit flexibility depending on where you travel. The card also lacks some premium perks commonly found on luxury hotel cards, such as broad lounge access or premium travel credits. Overall, this card works best for frequent Hyatt business travelers seeking strong hotel rewards, elite-status opportunities, and high-value point redemptions.
World of Hyatt Business
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Annual fee:
$199
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.24% - 27.74% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn up to 9X points at Hyatt Hotels: 4X points on qualifying Hyatt stays with your card and up to 5X points as a World of Hyatt member. Also, earn 2X points in your top three eligible spending categories each quarter, 2X points on fitness club and gym memberships, plus 1X point on all other purchases.
1x - 4x Points
Welcome Offer Earn 60,000 bonus points after spending $5,000 in the first 3 months.
60,000 Points
Welcome Offer
- Earn 60,000 bonus points after spending $5,000 in the first 3 months.
Rewards
- Up to 9X Points at Hyatt Hotels: Earn 4X points on qualifying Hyatt stays with your card and up to 5X points as a World of Hyatt member.
- 2X Points in Top Spending Categories: Earn 2X points in your top three eligible spending categories each quarter. Eligible categories:
- Dining
- Shipping
- Airline tickets when purchased directly with the airline
- Local transit & commuting
- Social media & search engine advertising
- Car rental agencies
- Gas stations
- Internet, cable & phone services.
- 2X Points on fitness club and gym memberships.
- 1X Point on all other purchases.
Redemption Options
- Redeem your rewards for hotels, resorts, and more.
- 10% Redemption Bonus: Spend $50,000 in a calendar year and receive 10% of redeemed points back on up to 200,000 points redeemed for the remainder of the year.
Fees and APR
- Annual Fee: $199.
- Regular APR: 19.24% - 27.74% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: None.
Annual Credits & Statement Credits
- **Hyatt statement credits: Earn up to $100 in statement credits each anniversary year after spending $50 or more at Hyatt properties, available up to two times annually.
Hotel Elite Status
- World of Hyatt Discoverist Status: Receive complimentary World of Hyatt Discoverist status for you and up to 5 employees as long as your account is open.
- 5 Tier-Qualifying Nights: Earn 5 Tier-Qualifying night credits toward status for every $10,000 you spend in a calendar year.
- Hyatt Leverage Membership: Access discounted standard room rates at participating Hyatt hotels worldwide, with savings of up to 15%.
Travel Protections
- Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is primary and provides reimbursement up to $60,000.
- Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
- Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
- Travel Accident Insurance: Receive up to $500,000 in coverage for accidental death or dismemberment while traveling on a common carrier when you pay with your card.
Travel & Emergency Assistance
- Travel & Emergency Assistance: Access to emergency referral and coordination services while traveling (service referrals only; costs not covered).
- Roadside Assistance: Dispatch service available; service fees apply.
Purchase Protections
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
Lifestyle Perks
- DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
- Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
Business Tools & Controls
- Free Employee Cards: Add employee cards at no extra cost, earn rewards on their purchases, and set individual spending limits.
Buy Now, Pay Later Options
- Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.
Terms and Conditions
- Click Apply Now to see the terms and conditions.