World of Hyatt: Hotel Rewards with Annual Free Night
Earn up to 9X points on Hyatt stays, 2X points on dining, airline tickets, fitness clubs, and local transit, plus enjoy automatic Discoverist status and an annual free night certificate that can help offset the annual fee.
The Bottom Line
4.7
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fees, welcome offers, 0% intro APR, ongoing APR, perks, benefits, and protections.
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The World of Hyatt Credit Card is one of the best hotel credit cards for travelers who frequently stay with Hyatt Hotels. It offers up to 9X points on Hyatt stays, 2X points on dining, airline tickets purchased directly from airlines, fitness club and gym memberships, and local transit, along with valuable elite-status benefits and an annual free night certificate that can often offset the card's annual fee on its own. The downside is that Hyatt has fewer hotels worldwide than larger hotel chains, which may limit your options in some destinations. Travelers who rarely stay at Hyatt properties may also find it difficult to maximize the card's benefits. Overall, this card works best for frequent Hyatt travelers seeking high-value hotel rewards, elite-status benefits, and a free night certificate that can deliver exceptional value year after year.
World of Hyatt
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Annual fee:
$95
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.24% - 27.74% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn up to 9X points at Hyatt Hotels: 4X points on qualifying Hyatt stays with your card and up to 5X points as a World of Hyatt member. Also, earn 2X points on dining, airline tickets, fitness clubs, and local transit, plus 1X point on all other purchases.
1x - 4x Points
Welcome Offer Earn 30,000 bonus points after spending $3,000 in the first 3 months.
30,000 Points
Welcome Offer
- Earn 30,000 bonus points after spending $3,000 in the first 3 months.
- First 6 Months Earning Boost: Earn 2X points on purchases that normally earn 1X point, up to $15,000 in spending during the first 6 months.
Welcome Bonus Eligibility: This offer is available to applicants who do not currently have this card and have not received a new cardmember bonus for it within the past 24 months.
Rewards
- Up to 9X Points at Hyatt Hotels: Earn 4X points on qualifying Hyatt stays with your card and up to 5X points as a World of Hyatt member.
- 2X Points:
- Dining
- Airline tickets when purchased directly with the airline
- Local transit & commuting
- Fitness club and gym memberships
- 1X Point on all other purchases.
Redemption Options
- Redeem your rewards for hotels, resorts, and more.
Fees and APR
- Annual Fee: $95.
- Regular APR: 19.24% - 27.74% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: None.
Annual Credits & Statement Credits
- Annual Free Night Award: Receive a free night award each year after your cardmember anniversary, valid at eligible Category 1–4 Hyatt hotels and resorts.
- Additional Free Night Award: Earn an extra free night award at eligible Category 1–4 Hyatt hotels and resorts after spending $15,000 in a calendar year.
Hotel Elite Status
- World of Hyatt Discoverist Status: Receive complimentary World of Hyatt Discoverist status as long as your account is open.
- 5 Tier-Qualifying Night Credits: Receive 5 qualifying night credits toward World of Hyatt elite status each year.
- **Bonus Qualifying Night Credits: Earn 2 additional qualifying night credits toward World of Hyatt elite status for every $5,000 spent on your card.
Travel Protections
- Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary and provides reimbursement up to $60,000.
- Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 5 days for essential purchases if your baggage is delayed more than 6 hours.
- Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
- Trip Cancellation & Interruption Insurance: Get reimbursed up to $5,000 per person and $10,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
Purchase Protections
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
Lifestyle Perks
- Visa Signature Concierge: 24/7 concierge assistance for travel planning, dining reservations, event tickets, and other services (availability and outcomes not guaranteed).
- DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
- Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
Convenience Features
- Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.
Buy Now, Pay Later Options
- Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.
Terms and Conditions
- Click Apply Now to see the terms and conditions.