Citi® / AAdvantage Business™: Business Rewards for American Airlines Flyers
Earn 2X AAdvantage® miles on American Airlines purchases and everyday business categories, plus enjoy free checked bags, preferred boarding, and valuable travel benefits for frequent flyers.
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The Citi® / AAdvantage Business™ Card is a solid airline business card for small business owners who frequently fly with American Airlines. It offers useful travel perks like a free first checked bag, preferred boarding, and savings on inflight purchases, along with 2X AAdvantage® miles on American Airlines purchases, telecommunications, gas stations, and car rentals. The card can provide strong value for loyal American Airlines travelers, especially those looking to earn AAdvantage® miles through everyday business spending while keeping the annual fee relatively manageable. The welcome bonus can also offer substantial value for businesses with moderate spending. The downside is that most of the card’s best benefits are tied specifically to American Airlines, and it lacks premium travel perks such as lounge access. Overall, this card works best for American Airlines-loyal business travelers seeking practical airline perks and business-friendly rewards at a moderate annual fee.
Citi® / AAdvantage Business™
Apply now
On Citi's Secure Website
Annual fee:
$99, fee waived for the first year
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.74% - 28.74% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 2X miles on eligible American Airlines purchases, telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations, plus earn 1X mile on all other purchases.
1x - 2x Miles
Welcome Offer Earn 65,000 bonus miles after spending $4,000 in the first 4 months.
65,000 Miles
Welcome Offer
Earn 65,000 bonus miles after spending $4,000 in the first 4 months.
Rewards
- 2X Miles Categories:
- Eligible American Airlines purchases
- Car rental merchants
- Gas stations
- Telecommunications merchants
- Cable and satellite providers
- 1X Mile on all other purchases.
Redemption Options
- Redeem miles for flights, seat upgrades, car rentals, hotels, vacations, Admirals Club® access, and more.
Fees and APR
- Annual Fee: $99, fee waived for the first year.
- Regular APR: 19.74% - 28.74% Variable APR.
- Foreign Transaction Fee: None.
Travel Benefits
- Free Checked Bag: Get your first checked bag free on domestic American Airlines itineraries for you and up to 4 companions on the same reservation.
- Preferred Boarding: Early boarding access on American Airlines flights.
- 25% Inflight Savings: Save 25% on inflight food, beverage, and Wi-Fi purchases on American Airlines flights when paying with your card.
- American Airlines Companion Certificate: Earn a companion certificate for eligible domestic travel after $30,000 in annual spending and card renewal. Redemption requires a $99 ticketing fee plus taxes and fees.
Airline Elite Status - American Airlines AAdvantage® Status
- Earn Loyalty Points: Primary cardmembers and employees earn 1 Loyalty Point for every eligible AAdvantage® mile earned from purchases to help qualify for AAdvantage® status faster.
Convenience Features
- Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.
Nice Extras
- Entertainment Access: Citi Entertainment® (presale ticket access and occasional exclusive events).
Business Tools & Controls
- Business Travel Management Tools: Access tools through the AAdvantage Business™ program to simplify booking, reporting, and travel management.
- Free Employee Cards: Add employee cards at no extra cost, earn rewards on their purchases.
Buy Now, Pay Later Options
- Citi® Flex Pay: Buy now and pay over time with fixed monthly payments on eligible purchases of $75 or more, while still earning points on your purchases.
Additional Features
- Card Lock: Citi Quick Lock (temporarily blocks new purchases while allowing recurring transactions).
- Identity Theft Assistance: Mastercard ID Theft Protection (identity monitoring alerts and guided recovery support).
- Free credit score access.
Terms and Conditions
- Click Apply Now to see the terms and conditions.