Welcome Offer

Earn 70,000 bonus miles after spending $7,000 in the first three months.

Rewards

• Up to 5x Miles on American Airlines Purchases: Earn 4x miles per $1 spent on eligible American Airlines Purchases, and boost to 5x after spending $150,000 in a calendar year.
• 10x Miles on Hotels and Car Rentals: Earn 10x miles per $1 spent on eligible hotel bookings at aa.com/hotels and car rentals at aa.com/cars.
• 1x Mile on All Other Purchases.

Partner Benefits

• Up to $120 in Lyft Credits: Earn a $10 credit each month after 3 eligible Lyft rides, for up to $120 in credits per year.
• Up to $120 Back on Grubhub Purchases: Get up to $10 back each monthly billing cycle on eligible Grubhub purchases, for a total of up to $120 annually.

Lounge Access

• Admirals Club® Membership: Enjoy complimentary membership (valued up to $850), with access for immediate family or up to two guests.

Redemption Options

• Redeem AAdvantage® miles for flights, seat upgrades, car rentals, hotels, vacations, Admirals Club® access, and more.

Fees and APR

• Annual Fee: $595 for the primary Cardmember. $175 for up to 3 authorized users; $175 for each additional authorized user thereafter.
• Regular APR: 20.24% - 29.24% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Free Checked Bags: The primary Cardmember and up to 8 companions get their first checked bag free on domestic American Airlines flights.
• Global Entry/TSA PreCheck® Fee Reimbursement: Get up to $120 every four years for the application fee.
• Priority Airport Experience: Priority check-in, screening (where available), and boarding for you and up to 8 companions.
• Loyalty Points: Earn 1 Loyalty Point for every eligible AAdvantage® mile earned on purchases.
• Loyalty Points Bonuses: Earn 10,000 bonus Loyalty Points after reaching 50,000 points, and another 10,000 after reaching 90,000 points within a status year.
• Up to $120 Back on Prepaid Car Rentals: Earn up to $120 in statement credits per year on eligible prepaid Avis® and Budget rentals booked directly at avis.com or budget.com.
• 25% Savings on Inflight Purchases: Get 25% back on inflight food and beverage purchases on American Airlines flights when you pay with your card.
• Save 10% on Vacation Packages: Get 10% off eligible American Airlines vacation packages when booking through AAVacations.com.
• Other Travel Benefits: Includes Auto Rental Coverage, Trip Cancellation/Interruption Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.

Exclusive Offers

• Citi Entertainment®: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
• Dedicated Concierge Service: Get personalized assistance with travel, shopping, entertainment, and dining arrangements.
• World Elite Mastercard® Benefits: Access exclusive offers on rideshares, food delivery, and online shopping, plus enjoy Priceless® experiences and events with your Mastercard®.

Additional Features

• Mastercard ID Theft Protection, Citi® Quick Lock, $0 Liability on Unauthorized Charges, Fraud Early Warning, Account Alerts, FICO® Score, Digital Wallets, and Contactless Pay.

Terms and Conditions

Click Apply Now to see the terms and conditions.