Welcome Offer
- Earn 90,000 bonus miles after spending $5,000 in the first four months.
Rewards
- 3X Miles on Eligible American Airlines Purchases.
- 6X Miles on Eligible AAdvantage Hotels™ bookings.
- 2X Miles Categories:
- Restaurants, including takeout and delivery.
- Eligible Rides and Rails™ Purchases, including taxis, rideshares and public transit.
- 1X Mile on all other purchases.
Redemption Options
- Redeem AAdvantage® miles for flights, seat upgrades, car rentals, hotels, vacations, and more.
Fees and APR
- Annual Fee: $350.
- Regular APR: 19.49% - 29.49% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: None.
Annual Credits & Statement Credits
- Up to $240 in Turo Credits: Earn up to $30 in statement credits per eligible Turo trip, for up to $240 annually, after linking your card to your Turo account and paying with your card.
- Up to $100 in Inflight Purchase Credits: Earn up to $100 in annual statement credits on eligible inflight purchases made on American Airlines flights with your card.
- Up to $100 Annual Splurge Credit℠: Earn up to $100 in statement credits per calendar year across up to two selected participating brands (terms and exclusions apply). Participating brands currently include 1stDibs, American Airlines (select purchases), Best Buy®, Future Personal Training, and Live Nation.
- Up to $120 Global Entry or TSA PreCheck® Credit: Receive a statement credit (up to $120 every four years) as reimbursement for your Global Entry® or TSA PreCheck® application fee.
Lounge Access
- American Airlines Admirals Club® Lounge Passes ($300+ in Value): Receive four Admirals Club® passes per calendar year for access to nearly 50 Admirals Club® locations. Passes are subject to availability and lounge access policies.
Travel Benefits
- Free Checked Bag: Get your first checked bag free on domestic American Airlines itineraries for you and up to 8 companions on the same reservation.
- Preferred Boarding: Enjoy preferred boarding on American Airlines flights for you and up to 8 companions on the same reservation.
- American Airlines Companion Certificate: Earn a companion certificate for eligible domestic travel after card renewal. Redemption requires a $99 ticketing fee plus taxes and fees.
Airline Elite Status - American Airlines AAdvantage® Status
- Flight Streak™ Bonus: Earn 5,000 bonus Loyalty Points after every 4 qualifying American Airlines flights, up to 15,000 bonus Loyalty Points each status qualification year.
- Earn Loyalty Points: Earn 1 Loyalty Point for every eligible AAdvantage® mile earned from purchases to help qualify for AAdvantage® status faster.
Travel Protections
- Trip Cancellation & Interruption Insurance: Get reimbursed for non-refundable travel costs if you need to cancel or cut your trip short due to a covered reason. Applies to airfare, ferry, train, bus, and cruise tickets when purchased with your card.
- Lost or Damaged Luggage: Get reimbursed for eligible expenses if your checked or carry-on luggage is lost or damaged during your trip.
- MasterRental® Coverage (Car Rental): Get coverage for damage or theft of a rental car when you pay for the rental with your card and decline the rental company’s collision damage waiver.
- Trip Delay Protection: Get reimbursed for eligible expenses like meals and lodging if your trip is delayed for a covered reason.
Purchase Protections
- Purchase Assurance Plus: Covers eligible new purchases against damage or theft.
- Extended Warranty: Get extra warranty protection at no cost on eligible items you purchase with your card.
Convenience Features
- Authorized Users: Add authorized users at no cost and earn rewards on their purchases.
- Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.
- Entertainment Access: Citi Entertainment® (presale ticket access and occasional exclusive events).
Buy Now, Pay Later Options
- Citi® Flex Pay: Buy now and pay over time with fixed monthly payments on eligible purchases of $75 or more, while still earning points on your purchases.
Additional Features
- Card Lock: Citi Quick Lock (temporarily blocks new purchases while allowing recurring transactions).
- Identity Theft Assistance: Mastercard ID Theft Protection (identity monitoring alerts and guided recovery support).
- Free credit score access.
Terms and Conditions
Click Apply Now to see the terms and conditions.