AAdvantage® Mileup®: Earn American Airlines Miles With No Annual Fee

Earn 2X AAdvantage® miles on groceries and American Airlines purchases with no annual fee, plus a welcome bonus and savings on eligible American Airlines purchases.

Olena
By Olena | Aug 24, 2026 at 12:54 AM EST

The Bottom Line

3.6
BIG4CREDIT RANKING Our 5-star rating is based on Big4credit’s independent, data-driven scoring system. Each card is evaluated across multiple weighted categories – including rewards, fees, welcome offers, 0% intro APR, ongoing APR, perks, benefits, and protections. Ratings are determined solely by our research and analysis and are never influenced by card issuers or advertisers. Read about our ranking system in the Credit Card Ranking & Methodology section.
The Citi® AAdvantage® MileUp® Card is a solid no-annual-fee option for occasional American Airlines flyers who want to earn 2X AAdvantage® miles on groceries and American Airlines purchases. It comes with a welcome bonus and offers savings of eligible inflight purchases. Its simplicity and $0 annual fee are appealing, but frequent travelers may find its rewards and benefits less valuable than those offered by more premium American Airlines cards.
AAdvantage® Mileup®
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On Citi's Secure Website

AAdvantage® Mileup®
Annual fee:   $0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.49% - 29.49% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn 2X AAdvantage® miles on eligible American Airlines purchases and groceries, plus 1X on all other purchases.

1x - 2x Miles

Welcome Offer Earn 15,000 AAdvantage® bonus miles after spending $500 in the first three months.

15,000 Miles

Welcome Offer

  • Earn 15,000 AAdvantage® bonus miles after spending $500 in the first three months.
  • Eligibility:
    • You may not qualify for the AAdvantage® MileUp® Card welcome bonus if you received a new account bonus on a MileUp® account within the past 48 months.
    • You may also be ineligible if you converted another Citi credit card that earned a new account bonus within the past 48 months into a MileUp® account.

Rewards

  • 2X AAdvantage® Miles Categories: 
    • American Airlines purchases.
    • Grocery Stores.
  • 1X AAdvantage® Mile on all other purchases.

Redemption Options

  • Redeem AAdvantage® miles for:
    • Flights to nearly 1,100 destinations worldwide on American Airlines, oneworld® and other participating partner airlines.
    • Seat upgrades.
    • Hotel stays.
    • Car rentals.
    • Vacation packages.
    • Other travel options
    • Note: The flight awards are generally the most valuable use of AAdvantage® miles.

Fees and APR

  • Annual Fee: $0.
  • Regular APR: 19.49% - 29.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: 3% of each foreign transaction.

Travel Benefits

  • 25% Inflight Savings: Save 25% on inflight food and beverage purchases on American Airlines flights when paying with your card.

Airline Elite Status - American Airlines AAdvantage® Status

  • Earn Loyalty Points: Earn 1 Loyalty Point for every eligible AAdvantage® mile earned from purchases to help qualify for AAdvantage® status faster.

Convenience Features

  • Authorized Users: Add authorized users at no cost and earn rewards on their purchases.
  • Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay.

Nice Extras

  • Entertainment Access: Citi Entertainment® (presale ticket access and occasional exclusive events).

Buy Now, Pay Later Options

  • Citi® Flex Pay: Buy now and pay over time with fixed monthly payments on eligible purchases of $75 or more, while still earning points on your purchases.

Additional Features

  • Card Lock: Citi Quick Lock (temporarily blocks new purchases while allowing recurring transactions).
  • Identity Theft Assistance: Mastercard ID Theft Protection (identity monitoring alerts and guided recovery support).

Terms and Conditions

Click Apply Now to see the terms and conditions.

» MORE: See Big4credit’s best travel credit cards

The information about the credit cards has been collected independently by big4credit.com. The card details have not been reviewed or approved by the card issuer.

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