Diamond Preferred®
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4.2
Annual fee:
$0
Intro APR
Purchases: 0%, 12 months
Balance Transfers: 0%, 21 months
Regular APR
17.49% - 28.24% Variable APR
Buy Now, Pay Later Make equal monthly payments on purchases of $75 or more. No interest, just a fixed monthly fee. The plan availability is up to the bank's discretion.
Citi Flex Plan
Credit Score
670-850 (Good/Excellent)
Rewards N/A
N/A
Welcome Offer N/A
N/A
- Annual Fee: None.
- Foreign Transaction Fees: 3% of each purchase transaction in U.S. dollars.
- 0% Intro APR on Purchases: For 12 months from account opening.
- 0% Intro APR on Balance Transfers: For 21 months from account opening. To qualify, you must make balance transfer within the first 120 days.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Regular APR: After the introductory period, a variable APR of 17.49% - 28.24% applies to purchases and balance transfers.
- Choose Your Payment Due Date: Select your bill payment date at the beginning, middle, or end of the month for flexibility in managing your payments.
- Citi Entertainment®: Access tickets to thousands of events, including presale tickets and exclusive experiences for concerts, sports events, dining, and more.
- Additional Features: Include 24/7 customer service, automatic account alerts, digital wallets, contactless pay, Mastercard® ID Theft Protection™, free access to your FICO score, and $0 liability on unauthorized charges.
- Click ‘Apply Now’ to see the full terms and conditions.
Citi® Diamond Preferred® is the leader of long 0% APR intro offers for balance transfers.