< Back

Double Cash®

Apply now

On Citi's Secure Website

Double Cash®
4.5

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: 0%, 18 months

Regular APR

18.74% - 28.74% Variable APR

Buy Now, Pay Later Make equal monthly payments on purchases of $75 or more. No interest, just a fixed monthly fee. The plan availability is up to the bank's discretion.

Citi Flex Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 2% unlimited cashback on all purchases — 1% when you buy plus 1% as you pay. Limited time offer: Earn 5% total cashback on hotel, car rentals, and attractions booked on the Citi Travel℠ portal through 12/31/24.

2% - 5% Cashback

Welcome Offer Earn a $200 cashback bonus when you spend $1,500 on purchases in the first 6 months from account opening.

$200

  • Welcome Offer: Earn a $200 cashback bonus when you spend $1,500 on purchases in the first 6 months from account opening.
  • Unlimited 2% Cashback on Purchases: Earn 1% when you buy and 1% as you pay, with no categories to track or quarterly activations. Simply use your card anywhere, and when you pay the minimum due on time, you’ll earn cashback twice on each purchase.
  • Limited Time Offer: Earn 5% total cashback on hotel, car rentals, and attractions booked on the Citi Travel℠ portal through 12/31/24.
  • Foreign Transaction Fees: 3% of each purchase transaction in U.S. dollars.
  • 0% Intro APR on Balance Transfers: For 18 months from account opening. To qualify, you must make balance transfer within the first 120 days.
  • Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 120 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
  • Regular APR: After the introductory period, a variable APR of 18.74% - 28.74% applies to purchases and balance transfers.
  • Redeem Rewards: Redeem points for cashback, gift cards, travel, purchases, and more.
  • Citi Entertainment®: Access tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
  • Additional Features: Include 24/7 customer service, contactless pay, digital wallets, zero liability protection, 24-hour fraud protection, and the ID theft protection program.
  • Click ‘Apply Now’ to see the full terms and conditions.
Citi® Double Cash offers a market-leading 2% unlimited cashback: 1% when you make purchases and additional 1% when you pay off those purchases. A great addition is a 0% intro APR balance transfer offer.