Secured Mastercard®

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On Citi's Secure Website

Secured Mastercard®
3.9

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

27.24% Variable APR

Buy Now, Pay Later Make equal monthly payments on purchases of $75 or more. No interest, just a fixed monthly fee. The plan availability is up to the bank's discretion.

Citi Flex Plan

Credit Score

300-669 (Poor/Fair)

Rewards N/A

N/A

Welcome Offer N/A

N/A

  • Minimum Security Deposit: A minimum security deposit of $200 is required to open this account.
  • Annual Fee: None.
  • Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.
  • Choose Your Payment Due Date: Choose to pay your bill on any available due date in the beginning, middle, or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
  • Additional Features: Include automatic account alerts, digital wallets, contactless pay, 24/7 customer service, the ID theft protection, free access to the FICO score, and $0 liability on unauthorized charges.
  • Regular APR: 27.24% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
Citi® Secured Mastercard® will help to rebuild your credit but doesn't offer any reward program.