Strata Premier® Card
On Citi's Secure Website
Annual fee:
$95
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
20.74% - 28.74% Variable APR
Buy Now, Pay Later Make equal monthly payments on purchases of $75 or more. No interest, just a fixed monthly fee. The plan availability is up to the bank's discretion.
Citi Flex Plan
Credit Score
670-850 (Good/Excellent)
Rewards Earn 10x points per $1 spent on hotels, car rentals, and attractions when booked through the Citi Travel℠ portal. Earn 3x points per $1 spent at restaurants, supermarkets, gas stations, EV charging stations, air travel, and other hotel purchases. Earn 1x point on all other purchases.
1x - 10x Points
Welcome Offer Limited-time offer: Earn 75,000 bonus points after spending $4,000 within the first three months of account opening. Redeem them for travel rewards or $750 in gift cards at thankyou.com.
75,000 Points
- Limited-time offer: Earn 75,000 bonus points after spending $4,000 on purchases within the first three months of account opening. Redeem them for travel rewards or $750 in gift cards at thankyou.com.
- 10x Points: On hotels, car rentals, and attractions when booked through the Citi Travel℠ portal.
- 3x Points: At restaurants, supermarkets, gas stations, EV charging stations, air travel, and other hotel purchases.
- 1x Points: On all other purchases.
- Annual Fee: $95.
- Foreign Transaction Fees: None.
- Redeem ThankYou® Points: For travel, gift cards, and more at thankyou.com. Shop with your ThankYou® Points at BestBuy.com and Amazon.com. You can transfer your points to your favorite airline loyalty program like TrueBlue®, Virgin Atlantic Flying Club, and Singapore Airlines KrisFlyer. ThankYou® Points don’t expire, and there’s no limit on the number of points you can earn with this card.
- Annual Hotel Savings Benefit: Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, when booked through CitiTravel.com, once per calendar year.
- Authorized User: Add an authorized user to your account at no additional cost and earn points faster.
- Citi Entertainment®: Purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
- Travel Benefits: Include Trip Delay Reimbursement, Trip Cancellation and Interruption Insurance, Lost or Damaged Luggage Reimbursement, and MasterRental Coverage (car rental insurance).
- Additional Features: Include contactless pay, Digital Wallets, and free access to view your FICO Score.
- Regular APR: 20.74% - 28.74% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Click ‘Apply Now’ to see the full terms and conditions.