Designed for Students: No credit score is required to apply, making it easy for students to get started.

Welcome Offer

• Unlimited Cashback Match: Discover will automatically match all the cashback you earn at the end of your first year, with no limit.

Rewards

• 2% Cashback Categories (on up to $1,000 in combined purchases each quarter):
  • 2% Cashback at Gas Stations.
  • 2% Cashback at Restaurants.
• 1% Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem rewards for cash at any time, in any amount, or use them for purchases at Amazon.com. Cashback never expires.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Low Intro APR on Balance Transfers: Enjoy 0% intro APR on purchases and 10.99% Intro APR on balance transfers for 6 months from account opening.
• Regular APR: After the introductory period, a variable APR of 16.74% - 25.74% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of the transfer amount, for balance transfers completed by the date specified in the terms and conditions.
• Regular Balance Transfer Fees: 5% of each transfer amount, for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: N/A.
• Late Payment: No fee on your first late payment.

Additional Features

• Custom Card Design: Choose from 25 colorful designs when you apply for the Discover it® card.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Credit Line Increase: When you graduate, you can update your income and housing information and may become eligible for a credit line increase.
• Freeze it® : Temporally block new purchases, cash advances, and balance transfers.

Terms and Conditions

Click Apply Now to see the terms and conditions.