Welcome Offer

Earn 20,000 bonus points after spending $1,000 in the first three months.

Rewards

• 5x Points on Prepaid Travel: Earn 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center with your card.
• 4x Points on Travel.
• 4x Points at Gas Stations and EV Charging Stations: Earn 4x points on the first $1,000 in combined purchases each quarter at gas stations and EV charging stations.
• 2x Points on Dining.
• 2x Points on Select Streaming Services.
• 2x Points on Grocery Stores.
• 1x Points on All Other Purchases.

Lounge Access

• Priority Pass™ Select Membership: Enjoy complimentary membership with 4 free visits per year to 1,700+ airport lounges and experiences worldwide.
• SmartDelay Airport Lounge Access: If your flight is delayed by more than two hours, enjoy complimentary access to 1,500+ airport lounges across 500 airports in 100+ countries.

Redemption Options

• Flexible Redemption Options: Redeem points for travel, gift cards, merchandise, statement credits, or deposits to an eligible U.S. Bank account. You can also donate to charity with a 100% match. Maximum point value applies to travel and U.S. Bank account deposit redemptions.
• Real-Time Rewards: Instantly redeem your rewards at the point of purchase, turning everyday spending into immediate savings.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for Intro APR on balance transfer, you must make balance transfer within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 18.24% - 28.24% applies to purchases and balance transfers.
• Balance Transfer Fees: $5 or 3% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Exclusive Offers

• Shopping Deals: Earn extra cashback when you shop online at 1,100+ stores through the Rewards Center using your U.S. Bank Cash+® Visa Signature credit card.
• Visa Infinite® Golf Benefit by Troon®: Play at 20+ private Troon Privé clubs for $99 per player with up to 3 guests. Enjoy complimentary Platinum Troon Rewards® status and save 20% or more on golf fees, merchandise, and lessons.
• Sofar Sounds Access: Enjoy 7-day Visa Exclusive Presale access to select Sofar Sounds shows, plus get one free ticket with the purchase of at least one ticket during the presale window.
• Universal Studios Hollywood Offers: Get special benefits when you use your eligible Visa® card at Universal Studios Hollywood, Visa is the preferred way to pay. Offers are subject to availability and terms and conditions.
• Universal Orlando Resort Offers: Use your eligible Visa® card, the preferred way to pay at Universal Orlando, to unlock special benefits during your visit. Offers are subject to availability and terms and conditions.
• Discounted Gift Cards: Receive 5% off a select assortment of name-brand gift cards when you shop at The Gift Card Shop using your U.S. Bank card.

Travel Benefits

• Global Entry/TSA PreCheck® Fee Reimbursement: Get up to $100 every four years for the application fee.
• GigSky Global Mobile Data: Stay connected while traveling with a complimentary 5GB/15 day global mobile data plan via the GigSky app, available in 125+ countries. One plan can be activated at a time, and the benefit must be redeemed by November 11, 2025.
• Visa Signature® Car Rental Privileges: Get up to 25% off base rates at Avis and Budget when you book with your Visa Signature® card. Enjoy perks like complimentary upgrades (when available), waived additional driver fees, and 10% off XM Satellite Radio during your rental.
• Visa Signature® Luxury Hotel Collection: Enjoy premium benefits when booking through the Visa Signature Luxury Hotel Collection with your Premium Rewards® card.
• Trip Cancellation & Interruption Insurance: Get reimbursed for non-refundable travel costs if you need to cancel or cut your trip short due to a covered reason. Applies to airfare, ferry, train, bus, and cruise tickets when purchased with your card.
• Trip Delay Reimbursement: Get reimbursed up to $300 per ticket if your air travel is delayed more than 12 hours or requires an overnight stay. Coverage applies to delays caused by weather, mechanical issues, and more, even if the airline provides vouchers.
• Visa Signature® Concierge: Enjoy 24/7 complimentary concierge service to help with booking flights, hotels, transportation, event tickets, dining reservations, golf tee times, and more.
• Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)
• Roadside Assistance: In the event of a roadside emergency, call for dispatch service anytime. Any applicable service fees will be charged to your card at the time of assistance.

Additional Features

• U.S. Bank ExtendPay® Plan: Split eligible purchases into predictable monthly payments with no interest, just a small fixed monthly fee.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Paze℠: Simplify online checkout by keeping all your eligible cards in one secure place. Your card number is replaced with a unique identifier for added protection, no new passwords or enrollment required.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Free Credit Score Access: View your credit score for free, updated monthly in your Mobile Banking app or Online Banking.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.

Terms and Conditions

Click Apply Now to see the terms and conditions.