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Active Cash®

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Active Cash®
4.5

Annual fee:
$0

Intro APR

Purchases: 0%, 12 months

Balance Transfers: 0%, 12 months

Regular APR

19.74% - 29.74% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

670-850 (Good/Excellent)

Rewards 2% unlimited cashback on all purchases with no categories to track or quarterly activations.

2% Cashback

Welcome Offer Earn a $200 cash rewards bonus when you spend $500 on purchases in the first 3 months.

$200

  • Welcome Offer: Earn a $200 cash rewards bonus when you spend $500 on purchases in the first 3 months from account opening.
  • 2% Unlimited Cashback: Earn unlimited 2% cash rewards on all purchases, without tracking categories or quarterly activations.
  • Annual Fee: None.
  • 0% Intro APR on Purchases: For 12 months from account opening.
  • 0% Intro APR on Balance Transfers: For 12 months from account opening. To qualify, you must make balance transfer within the first 120 days.
  • Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 120 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
  • Regular APR: After the introductory period, a variable APR of 19.74% - 29.74% applies to purchases and balance transfers.
  • Foreign Transaction Fees: 3% of each transaction converted to U.S. dollars.
  • Redeem Rewards: Redeem for statement credits, purchases, gift cards, travel, and more.
  • Cell Phone Protection: Receive up to $600 coverage against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • My Wells Fargo Deals: Access personalized cashback deals from various merchants. Activate deals, view terms, and earn cashback on purchases.
  • Visa Signature® Experiences: Access Luxury Hotel Collection and Concierge Services.
  • Travel benefits: Include Roadside Dispatch®, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.
  • Additional features: Include zero liability protection, Credit Close-Up℠, and emergency cash disbursement and card replacement.
  • Click ‘Apply Now’ to see the full terms and conditions.
Wells Fargo Active Cash® is a standout cash reward card offering the highest 2% flat rate unlimited cashback on all purchases. It includes a welcome cash bonus, along with 0% introductory APR offers on purchases and balance transfers.